American Express Corporate Green Card VS American Express Gold Charge Card
Both American Express Gold Charge Card and American Express Corporate Green Card suit shopping-focused spenders, but they earn and cost differently. American Express Gold Charge Card costs ₹1,000 + GST and earns 1 Membership Rewards Point for every ₹50 spent; 5X points via Reward Multiplier. American Express Corporate Green Card is lifetime-free and earns Membership Reward Points; up to 10 Base Points per $1 on Hilton stays; 3% Uber Cash. American Express Gold Charge Card also brings no complimentary domestic airport lounge access. If dining spending matters more, go with American Express Gold Charge Card; if business is the priority, American Express Corporate Green Card fits better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
American Express Corporate Green Card
American Express Gold Charge Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Effective tracking of each and every meeting and event expense for better oversight.
Reduced dependence on paperwork, leading to significant cost and time savings for corporations.
Benefit from a comprehensive Baggage Insurance Plan for peace of mind during business travel.
Earn 3% Uber Cash on business Uber rides and Uber Eats orders, adding value to daily spends.
Utilizes American Express @ Work® for robust, customizable corporate expense management.
Pros
Key benefits and features.
The American Express Gold Card offers unparalleled spending flexibility with no pre-set limit.
Enjoy a decent reward rate of 1 Membership Rewards Point per ₹50 spent, with potential for up to 13%.
Earn 5X Membership Rewards Points on purchases made through the exclusive Reward Multiplier portal.
Consistently earn 1,000 bonus points each month by completing specific transaction patterns.
Access significant discounts on dining and valuable credits for hotel stays globally.
Cons
Key drawbacks and limitations.
The card is considered a very basic corporate offering, lacking more premium features.
An annual fee of Rs. 2,100 + GST applies, with no waiver benefit available.
Foreign currency transactions incur a relatively high 3.5% markup plus applicable taxes.
Cash advance transactions are subject to a significant 3.5% charge on the withdrawal amount.
A delinquency fee of 3.5% applies for late payments, subject to a minimum of Rs. 100.
Cons
Key drawbacks and limitations.
Lacks complimentary domestic or international airport lounge access, a common feature in this segment.
Transactions cannot be converted into EMIs, as full payment is strictly required by the due date.
Incurs a fuel surcharge at most stations, and points on fuel will be discontinued from June 2025.
May face acceptance issues at some low-margin merchants compared to widely accepted Visa/Mastercard.
Despite no pre-set limit, a 'shadow limit' exists and can be reduced without regular usage.