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Adani One ICICI Bank Platinum Credit Card VS Adani One Signature Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

Adani One ICICI Bank Platinum Credit Card
Adani One ICICI Bank Platinum Credit Card
Adani One Signature Credit Card
Adani One Signature Credit Card

Fees & Charges

Joining Fee
₹750 + GST
₹5,000 + GST
Renewal Fee
₹750 + GST
₹5,000 + GST
Spend Based Waiver
Annual fee waived for the following year on spends exceeding ₹3,00,000 in a calendar year.
Annual fee waived on spending ₹6 Lakh or more in a year; EMI purchases excluded.
Foreign Transaction Fees
3.5% markup on international transactions.
3.5%
Interest Rate (APR)
3.75% per month (45% per annum).
3.75% per month (45% per year)

Rewards & Benefits

Welcome Bonus
Vouchers worth ₹5,000 (Flight, Hotel, and Holiday) upon meeting activation and spend requirements.
₹9,000 worth of vouchers (₹5k flight, ₹2k hotel, ₹2k holiday) on activation & initial spends.
Rewards Rate
3% on Adani ecosystem, 1.5% international, 1% domestic, and 0.5% on utility and insurance.
Earn up to 7 Adani Reward Points per ₹100 on Adani ecosystem, 2 on international, 1.5 on domestic.
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
Not Applicable

Travel & Lifestyle

Domestic Lounge Access
2 complimentary visits per quarter (8 annually) plus 8 premium lounge upgrades annually.
4 complimentary domestic airport lounge visits per quarter for primary cardholders.
International Lounge Access
Not Applicable
2 complimentary international lounge visits annually with Priority Pass for primary cardholders.
Travel Benefits
Valet parking, premium car parking, and porter services at Adani-managed airports.
Complimentary Pranaam Meet & Greet, valet parking, premium car parking, and porter services.
Movie Benefits
25% discount (up to ₹100) on movie tickets through BookMyShow and INOX, twice per month.
50% off (up to ₹500) on 2 movie tickets via BookMyShow, twice a month (max ₹1000/month).
Dining Benefits
Not Applicable
Discounts via Culinary Treats Programme & 15% off (up to ₹300) at airport dining.
Golf Benefits
Not Applicable
Fuel Surcharge Waiver
1% waiver for transactions between ₹400 and ₹4,000 (max waiver ₹4,000).
1% waiver on fuel transactions, capped at ₹4,000 per statement cycle.

Security & Other

Insurance Benefits
Not Applicable
Cash Advance Charges
2.5% of the amount withdrawn, subject to a minimum of ₹500.
2.5% of amount withdrawn, minimum ₹500.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Adani One ICICI Bank Platinum Credit Card

Adani One Signature Credit Card

Who is it for?

The Adani One ICICI Bank Platinum Credit Card is designed for travelers who frequent Adani-managed airports. It offers a unique rewards structure within the Adani ecosystem and provides premium perks like valet parking and lounge upgrades at a budget-friendly annual fee.

Who is it for?

The Adani One ICICI Bank Signature Credit Card is a premium co-branded offering designed for frequent travelers and users of the Adani One ecosystem. It provides exceptional value with ₹9,000 in welcome benefits and a high reward rate of up to 7% on Adani-related spends. Cardholders enjoy extensive travel perks, including complimentary domestic and international lounge access, along with exclusive airport services like Pranaam Meet & Greet and valet parking. This card is ideal for individuals seeking comprehensive travel and lifestyle benefits within the Adani network.

Pros

Key benefits and features.

Offers 8 annual domestic lounge visits without any minimum spend requirement.

High redemption value where 1 Adani Reward Point equals ₹1 for travel services.

Generous welcome vouchers worth ₹5,000 significantly exceed the joining fee cost.

Exclusive airport privileges like valet parking and car washing at Adani airports.

Pros

Key benefits and features.

Significant welcome benefits worth ₹9,000 effectively offset the first year's joining fee.

Earn a high reward rate of 7% on all your spends within the extensive Adani ecosystem.

Enjoy extensive travel benefits including lounge access, premium parking, valet, and meet-and-greet services.

Complimentary airport lounge access, both domestic and international, without any spend-based conditions.

Benefit from valuable movie ticket discounts via BookMyShow, saving up to ₹1,000 monthly.

Cons

Key drawbacks and limitations.

Does not offer any international lounge access for global travelers.

High foreign currency markup of 3.5% makes international spends expensive.

Lacks dedicated dining benefits or discounts for lifestyle and restaurant visits.

Porter services are restricted by high annual spending milestones of ₹1 Lakh.

Cons

Key drawbacks and limitations.

The Adani One ICICI Bank Signature Credit Card offers no explicit renewal benefits.

A high annual spend threshold of ₹6 Lakh is required to achieve the annual fee waiver.

Reward points are not earned on key categories like EMIs, fuel, and rent payments.

Its strong focus on the Adani ecosystem might not appeal to a wider, general audience.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.