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Adani One ICICI Bank Platinum Credit Card VS Adani One Signature Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026

Both Adani One ICICI Bank Platinum Credit Card and Adani One Signature Credit Card suit travel-focused spenders, but they earn and cost differently. Adani One ICICI Bank Platinum Credit Card costs ₹750 + GST and earns 3% on Adani ecosystem, 1.5% international, 1% domestic, and 0.5% on utility and insurance. Adani One Signature Credit Card costs ₹5,000 + GST and earns up to 7 Adani Reward Points per ₹100 on Adani ecosystem, 2 on international, 1.5 on domestic. Adani One ICICI Bank Platinum Credit Card also brings 2 complimentary visits per quarter (8 annually) plus 8 premium lounge upgrades annually, while Adani One Signature Credit Card counters with 4 complimentary domestic airport lounge visits per quarter for primary cardholders. Weigh the fee against the reward rate above to see which fits your spending pattern better.

Fees & Charges

Joining Fee₹750 + GST
Joining Fee₹5,900 + GST
Renewal Fee₹750 + GST
Renewal Fee₹5,900 + GST
Spend Based WaiverAnnual Fee waived on spends of ₹3 Lakh or more in the preceding year.
Spend Based WaiverAnnual fee waived on spending ₹6 Lakh or more in a year; EMI purchases excluded.
Foreign Transaction Fees3.5%
Foreign Transaction Fees3.5%
Interest Rate (APR)3.75% Per Month (45% Per Year) for ATM withdrawals and minimum due payments.
Interest Rate (APR)3.75% per month (45% per year)

Rewards & Benefits

Welcome BonusVouchers worth over ₹5,000 (flight, hotel, holiday) on specific spends within 60 days of activation.
Welcome Bonus₹9,000 worth of vouchers (₹5k flight, ₹2k hotel, ₹2k holiday) on activation & initial spends.
Rewards Rate3% on Adani One ecosystem, 1.5% international, 1% domestic, 0.5% utility/insurance spends.
Rewards RateEarn up to 7 Adani Reward Points per ₹100 on Adani ecosystem, 2 on international, 1.5 on domestic.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption Fee
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access2 complimentary domestic airport lounge accesses per quarter on ₹75,000 spend/quarter.
Domestic Lounge Access4 complimentary domestic airport lounge visits per quarter for primary cardholders.
International Lounge Access
International Lounge Access2 complimentary international lounge visits annually with Priority Pass for primary cardholders.
Travel BenefitsComplimentary domestic lounge access, premium lounge upgrades, valet parking, premium parking, porter services.
Travel BenefitsComplimentary Pranaam Meet & Greet, valet parking, premium car parking, and porter services.
Movie Benefits25% off up to ₹100 on movie tickets via BookMyShow, twice monthly, on ₹25,000 spend/quarter.
Movie Benefits50% off (up to ₹500) on 2 movie tickets via BookMyShow, twice a month (max ₹1000/month).
Dining Benefits
Dining BenefitsDiscounts via Culinary Treats Programme & 15% off (up to ₹300) at airport dining.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
Fuel Surcharge Waiver1% waiver on fuel transactions, capped at ₹4,000 per statement cycle.

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% of amount withdrawn, subject to a minimum of ₹500.
Cash Advance Charges2.5% of amount withdrawn, minimum ₹500.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Adani One ICICI Bank Platinum Credit Card

Adani One Signature Credit Card

Who is it for?

Who is it for?

Pros

Key benefits and features.

Affordable joining and annual fee of ₹750 + GST makes it accessible.

Significant welcome benefits worth over ₹5,000 in vouchers for travel.

Complimentary domestic airport lounge access (2 per quarter) enhances travel.

Exclusive airport privileges like premium lounge upgrades and valet parking.

Strong reward earning rate on Adani One ecosystem spends (3%) is beneficial.

Pros

Key benefits and features.

Significant welcome benefits worth ₹9,000 effectively offset the first year's joining fee.

Earn a high reward rate of 7% on all your spends within the extensive Adani ecosystem.

Enjoy extensive travel benefits including lounge access, premium parking, valet, and meet-and-greet services.

Complimentary airport lounge access, both domestic and international, without any spend-based conditions.

Benefit from valuable movie ticket discounts via BookMyShow, saving up to ₹1,000 monthly.

Cons

Key drawbacks and limitations.

Domestic airport lounge access is conditional on spending ₹75,000 per quarter.

Movie benefits are conditional on spending ₹25,000 in the preceding quarter.

Lacks dedicated dining benefits, limiting its overall lifestyle appeal.

No international lounge access, making it less ideal for global travelers.

High foreign currency markup fee of 3.5% is costly for international spends.

Cons

Key drawbacks and limitations.

The Adani One ICICI Bank Signature Credit Card offers no explicit renewal benefits.

A high annual spend threshold of ₹6 Lakh is required to achieve the annual fee waiver.

Reward points are not earned on key categories like EMIs, fuel, and rent payments.

Its strong focus on the Adani ecosystem might not appeal to a wider, general audience.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.