Yatra SBI Credit Card – Benefits, Fees & Eligibility

Yatra SBI Credit Card

Introduction

The Yatra SBI Credit Card is a co-branded travel credit card designed in partnership with Yatra, an online travel booking platform, offering exclusive benefits for frequent travelers. Cardholders receive a generous welcome gift of a Yatra e-gift voucher worth ₹8,250 upon paying the membership fee. This card provides significant savings on travel bookings, including ₹1,000 off on domestic flights, ₹4,000 off on international flights, and 20% off on domestic hotels. Additionally, it offers 6 Reward Points for every ₹100 spent on specific categories like Movies, Groceries, Entertainment, Departmental Stores, and Dining, alongside a complimentary air accidental insurance cover of ₹50 lakh.

Welcome Benefits

• Receive Yatra e-gift vouchers worth ₹8,250/- upon payment of the membership fee. These vouchers are sent to your registered email address or mobile number within 15 days.
• Included vouchers:
  • 2 domestic travel vouchers worth ₹500 each.
  • 2 international travel vouchers worth ₹1,000 each.
  • 1 voucher for domestic holidays worth ₹1,500/-.
  • 1 voucher for international holidays worth ₹3,000/-.
  • 1 hotel booking voucher worth ₹750/-.
• Two or more vouchers cannot be combined for a single booking.
• Discount vouchers must be used before their expiry date.

Fees

• Joining Fee: Rs. 499 + GST
• Renewal Fee: Rs. 499 + GST
• Spend-Based Waiver: The annual and renewal fees can be waived if a spend of Rs. 1 Lakh or more is made in a year.
• Rewards Redemption Fee: Rs 99/- per redemption request.
• Foreign Currency Markup: 3.5% per conversion.
• Interest Rates: 3.75% Per Month (equivalent to 45% Per Annum).
• Fuel Surcharge: 1% fuel surcharge on fuel transactions across all petrol pumps in India (waiver details under Rewards).
• Cash Advance Charges: 2.5% of the withdrawal amount, subject to a minimum of ₹300.

Rewards

Rewards Rate

• Earn 6 Reward Points per ₹100 spent on Movies, Groceries, Entertainment, Departmental Stores, and Dining.
• Earn 1 Reward Point per ₹100 spent on all other categories.
• Reward Point earning is capped at 5,000 points per calendar month.

Travel Benefits

• Get ₹1,000 off on domestic flight bookings for a minimum transaction of ₹5,000/-.
• Get ₹4,000 off on international flight bookings for a minimum transaction of ₹40,000/-.
• Enjoy 20% off on domestic hotels for transactions of ₹3,000/- or more, subject to a maximum discount of ₹2,000/-.
• Use promo code 'TRAVEL' to avail these offers on bookings.
• Travel offers can be used a maximum of 6 times.
• Discount offers cannot be clubbed with any other promotion.

Movie, Groceries, Entertainment, Departmental Stores, and Dining Benefits

• Earn 6 Reward Points for every ₹100 spent in these categories.

Insurance Benefits

• Receive a complimentary air accidental cover worth ₹50 Lakhs, provided exclusively to the Primary cardholder.

Fuel Surcharge Waiver

• Enjoy a 1% fuel surcharge waiver on fuel purchases across all petrol pumps in India, subject to a maximum waiver limit of ₹100.

Rewards Redemption Guide

• Each Reward Point is valued at ₹0.25.
• A minimum of 1,000 Reward Points is required for redemption.
• Reward Points can be redeemed for Yatra vouchers.
• Accumulated Reward Points have a validity period of 2 years from the date of accumulation.

Card Review

The Yatra SBI Credit Card is an excellent choice for frequent travelers looking to make their travel more affordable. It offers substantial discounts and offers on flight and hotel bookings, making it a valuable tool for those who regularly plan trips. While the card provides a lower reward rate on general spending, it compensates with a higher reward rate of 1.5% on specific categories such as retail, groceries, dining, entertainment, and international purchases. It is particularly beneficial for consumers who frequently book domestic hotels.

Important Product Details

• Yatra E-gift vouchers worth ₹8,250/- as a welcome gift.
• ₹1,000 off on domestic flight bookings.
• ₹4,000 off on international flight bookings.
• Annual fee of ₹499 plus applicable taxes.
• Enjoy 20% off on domestic hotels.
• Annual fee waiver if annual spending reaches ₹1 lakh or more.
• Complimentary air accidental cover worth ₹50 lakhs.
• 1% fuel surcharge waiver on fuel purchases across all petrol pumps in India.
• Best Suited For: Travel.
• Reward Type: Reward Points.

Other Details

• The Yatra SBI Credit Card was officially discontinued as of March 28, 2025.