HDFC Bank
Last updated: 20 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
₹500 Shoppers Stop voucher and complimentary Silver Edge Membership (worth ₹350) upon joining.
Rewards Rate
Earn 3% Reward Points on Shoppers Stop spends (capped at 500 points/month). 1% on other spends (capped at 1,000 points/month).
Reward Type
Reward Points
Reward Redemption
Reward Points can be redeemed on Smartbuy or Netbanking. 1 RP = ₹1 for Shoppers Stop vouchers, else lower value.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Not Applicable
What matters, explained clearly
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Frequently Asked Questions
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