SBI Platinum International Debit Card – Benefits, Fees & Eligibility

Introduction

The SBI Platinum International Debit Card, issued by the State Bank of India (SBI), is a versatile payment instrument available on RuPay, MasterCard, and VISA networks. Positioned as a premium debit card, it offers the convenience of cashless shopping, global accessibility for purchases and cash withdrawals, and a rewarding loyalty program through SBI Rewardz. A key differentiating benefit is complimentary airport lounge access, subject to terms and conditions.

Welcome Benefits

• Activation Bonus: Earn up to 300 Bonus Reward Points by making 3 payments with your new SBI Platinum International Debit Card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2000/- for each payment.
  • 1st Use: 50 Bonus Reward Points
  • 2nd Use: 100 Bonus Reward Points
  • 3rd Use: 150 Bonus Reward Points

Fees & Charges Breakdown

• Issuance and Annual Maintenance Charges: Specific details regarding these charges are available via an external link on the bank's website.
• Daily Cash Withdrawal Limits (at ATMs):
  • Domestic: Minimum Rs. 100/-, Maximum Rs. 1,00,000/-
  • International: Varies from ATM to ATM and country to country, subject to a maximum of foreign currency equivalent of Rs. 1,00,000/-
• Daily Point of Sales (PoS) / Online Transaction Limits:
  • Domestic: Minimum No such limit, Maximum Rs. 2,00,000/-
  • International: Minimum No such limit (subject to local regulation)
    • PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 2,00,000/-
    • Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.

Rewards & Cashback Structure

• Monthly Reward Cap: Earn up to 10,000 SBI Reward Points every month, with a cap of Rs. 1,000/- per transaction.
• Standard Reward Rate: Earn 2 Reward Points for every Rs. 200 spent with your SBI Platinum International Debit Card. This applies to online or in-store purchases across categories like shopping, dining out, fuel, travel, and more.
• Milestone Bonus: Earn 1,000 Bonus Reward Points on PoS and E-commerce spends of ₹1 lakh or more in a month (excluding spends on MCC-6540).
• Birthday Bonus: Earn 2x Reward Points on all spends made with your Debit Card during your birthday month.
• International Payments: Earn 2x Reward Points on international spending, whether online or in-store.
• Partner Brands: Earn extra Reward Points on every purchase at Loyalty program partner brands, online, in-store, and via SBI Rewardz.
• Reward Redemption Options:
  • Online Portals: Redeem points through the "rewardz.sbi" website, SBI REWARDZ App, Yono App, and RINB.
  • Recharge & Bill Payments: Use Reward Points to pay for mobile recharge, DTH, electricity, gas, or FASTag through Bharat Bill Pay.
  • Movie Tickets: Redeem Reward Points on Book My Show to save on movie tickets.
  • Merchandise & E-vouchers: Explore and save on a wide range of products including home & kitchenware, décor, electronics, pooja items, and gifting options.
  • Travel: Save on flight, bus, and hotel bookings by redeeming Reward Points. Benefits include comparing and flying for great deals with no convenience fee.
  • Partner Brands: Redeem Reward Points on every purchase at Loyalty Program partner brands, online, in-store, and via SBI Rewardz.

Travel, Lounge & Lifestyle Perks

• Complimentary Airport Lounge Access: SBI Platinum Cards are among select variants offering complimentary airport lounge access, subject to applicable Terms & Conditions.

Important Product Details

• Global Acceptance: Use the card for shopping at over 52 Lakh merchant outlets in India and over 30 million worldwide.
• Online Transactions: Facilitates booking movie tickets, bill payments, travel, and other online purchases and payments over the internet.
• Cash Withdrawal: Allows cash withdrawal from SBI ATMs or other ATMs in India and globally.
• Security: Offers safe online shopping and e-commerce transactions.
• Card Network Options: Available on RuPay, MasterCard, and VISA networks.

Other Details

• Disclaimer: The content provided is a translation using AI capabilities. Users are advised to refer to the English version for clarity in case of any ambiguity. SBI assumes no responsibility for any mistakes, omissions, inaccuracies, or typographical errors in the content. Any action taken based on the content is at the user's own risk. SBI reserves the right to correct content at its discretion.
• External Links: Detailed Debit Card related charges and Terms and Conditions are available via external links on the SBI website.
• Table Discrepancy: The table detailing "Daily Cash Withdrawal & Transaction Limit" was labeled "SBI Gold International Debit Card" while the overall page content refers to the "SBI Platinum International Debit Card." The limits provided are assumed to apply to the SBI Platinum International Debit Card in this context.