SBI Nari Shakti Platinum Debit Card – Benefits, Fees & Eligibility

Introduction

The SBI Nari Shakti Platinum Debit Card, launched by State Bank of India on International Women's Day (March 8, 2025), is a RuPay network debit card specifically designed for women. Positioned as an entry-to-mid-range offering, it aims to promote women's financial independence and well-being. Key differentiating benefits include an annual health package (including Pap Smear), various gift vouchers totaling up to ₹2,000 annually, and complimentary airport lounge access. The card is also made from 100% recycled plastic.

Welcome Benefits

• ₹500 coupon from Nykaa, one per year.
• ₹250 coupon from Flipkart, one per quarter (worth ₹1,000 annually).
• ₹500 coupon from Giva, one per year.
• Complimentary Zee5 Subscription annually.
• Complimentary Gaana Subscription annually, worth ₹599.
• ₹250 off on one movie ticket annually through BookMyShow (on booking 2 tickets).
• ₹500 off at Ixigo per year.
• Activation Bonus: Earn up to 300 Bonus Reward Points on making 3 payments with the new SBI Platinum International Debit Card, online or in-store, within 2 months of issuance with a minimum transaction of ₹2,000.
  • 1st Use: 50 points
  • 2nd Use: 100 points
  • 3rd Use: 150 points

Fees & Charges Breakdown

• Joining Fee: ₹499 + GST
• Annual Maintenance Charge (AMC)/Annual Fee: ₹399 + GST
• Interest Rates: Not applicable as this is a debit card.
• Fuel Surcharge Waiver: Not explicitly mentioned.
• Cash Advance Charges: Not applicable as this is a debit card.
• Add-on Card Fee: Not explicitly mentioned.

Rewards & Cashback Structure

• Standard Reward: Earn 2 Reward Points per ₹200 spent with your SBI Platinum International Debit Card, online or in-store, on shopping, dining out, fuel, travel, and more.
• Monthly Cap: Earn up to 10,000 SBI Reward Points every month with a cap of ₹1,000 per transaction.
• Activation Bonus: Earn up to 300 Bonus Reward Points on making 3 payments with your new SBI Platinum International Debit Card, online or in-store, within 2 months of issuance with a minimum transaction of ₹2,000.
  • 1st Use: 50 points
  • 2nd Use: 100 points
  • 3rd Use: 150 points
• Milestone Bonus: Earn 1,000 Bonus Reward Points on PoS and E-commerce spends of ₹1 lakh or more in a month (Spends on MCC-6540 excluded).
• Birthday Bonus: Earn 2x Reward Points on spends made with your Debit Card during your birthday month.
• International Payments: Earn 2x Reward Points on international spending, online or in-store.
• Partner Brands: Earn extra Reward Points on every purchase at Loyalty program partner brands, online, in-store and via SBI Rewardz.
• Reward Redemption Options:
  • Redeem through "rewardz.sbi" website, SBI REWARDZ App, Yono App, and RINB.
  • Recharge & Bill Payments: Pay mobile recharge, DTH, electricity, gas, or FASTag through Bharat Bill Pay with Reward Points.
  • Movie Tickets: Redeem Reward Points on BookMyShow.
  • Merchandise & E-vouchers: Explore and save on home & kitchenware, décor, electronics, pooja items, gifting options, and more.
  • Travel: Save on flight, bus, and hotel bookings by redeeming Reward Points.
  • Partner Brands: Redeem Reward Points on every purchase at Loyalty Program partner brands, online, in-store and via SBI Rewardz.

Travel, Lounge & Lifestyle Perks

• Domestic Lounge Access: One free domestic lounge access annually.
• Women’s Annual Health Package: Includes Pap Smear, one time per year.
• Complimentary Zee5 Subscription: Annually.
• Complimentary Gaana Subscription: Annually, worth ₹599.
• Movie Offers: ₹250 off on one movie ticket annually through BookMyShow (on booking 2 tickets).
• Travel Discounts: ₹500 off at Ixigo per year.
• Domestic Concierge: Personal 24x7 assistance.
• Insurance Cover: Personal Accident Insurance Cover of up to ₹10 lakh. Eligibility for insurance requires a minimum of one successful transaction at any POS using a physical RuPay card or an e-commerce transaction using RuPay card details within 30 days prior to the date of the accident (including the date of the accident).

Card Eligibility Criteria & Income Requirements

• The bank has not announced the card’s eligibility or availability in the market.

Important Product Details

• Card Name: SBI Nari Shakti Platinum Debit Card
• Issuing Bank: State Bank of India
• Card Network: RuPay
• Material: Made of 100% recycled plastic.
• Daily ATM Withdrawal Limit:
  • Domestic: Minimum ₹100, Maximum ₹1,00,000.
  • International: Varies from ATM to ATM, maximum foreign currency equivalent of ₹1,00,000.
• Daily Point of Sales/Online Transaction Limit:
  • Domestic: No minimum limit, Maximum ₹5,00,000.
  • International PoS Transaction Limit: Varies from country to country, maximum foreign currency equivalent of ₹1,00,000 per day and ₹1,50,000 per month.
  • International E-commerce transactions are allowed only at select international online websites.
• UPI Linking Capability: Not explicitly mentioned.

Other Details

• The card is an initiative by State Bank of India, designed to help serve the needs of women, promoting financial independence, inclusivity, and overall well-being.
• Exclusive Merchant offers from partner merchants are available.
• All offers are dynamic and subject to change; Terms & Conditions apply.
• Offers are to be availed from Rupay.co.in.
• The content provided by SBI may contain mistakes, omissions, inaccuracies, and typographical errors, for which SBI assumes no responsibility. Users are advised to refer to English content for clarity in case of ambiguity with translated content.