SBI My Card International Debit Card – Benefits, Fees & Eligibility

Introduction

The SBI My Card International Debit Card, issued by the State Bank of India (SBI), is a versatile international debit card designed to reflect the cardholder's unique personality through customizable card images. It offers the convenience of cashless shopping both domestically and globally, along with access to the SBI Freedom Rewardz program. Key benefits include EMV Chip security for enhanced protection and the ability to earn reward points on various purchases.

Welcome Benefits

• Activation Bonus: Earn up to 300 Bonus Reward Points by making 3 payments with your new SBI My Card International Debit Card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2000/-.
  • 1st Use: 50 Bonus Reward Points
  • 2nd Use: 100 Bonus Reward Points
  • 3rd Use: 150 Bonus Reward Points

Fees

• Issuance and Annual Maintenance Charges: These charges apply, but specific amounts are not detailed in the provided content.
• Interest Rates: The interest rates provided in the source content pertain to various loan products (Home Loan, Personal Loan, Pension Loan, Gold Loan, Education Loan, Auto Loan, PM Surya Ghar Loan, Loan Against MF, Agriculture Loans) and savings/fixed deposit accounts, not to the SBI My Card International Debit Card itself, as it is a debit card and does not involve revolving credit.
• Fuel Surcharge: Information regarding fuel surcharge is not provided.
• Cash Advance Charges: As this is a debit card, cash advance charges are not applicable. Cash withdrawal limits are provided under Important Product Details.

Rewards

• SBI Reward Points: Earn up to 10,000 SBI Reward Points every month, with a cap of Rs. 1,000/- per transaction.
• Standard Reward: Earn 2 Reward Points for every Rs. 200 spent with your SBI My Card International Debit Card, whether online or in-store, on categories such as shopping, dining out, fuel, travel, and more.
• Milestone Bonus: Earn 1,000 Bonus Reward Points on Point of Sale (PoS) and E-commerce spends of ₹1 lakh or more in a month (excluding spends on MCC-6540).
• Birthday Bonus: Earn 2x Reward Points on all spends made with your Debit Card during your birthday month.
• International Payments: Earn 2x Reward Points on international spending, both online and in-store.
• Partner Brands: Earn extra Reward Points on every purchase made at Loyalty program partner brands, online, in-store, and via SBI Rewardz.

Rewards Redemption Guide

• Redemption Channels: You can redeem your SBI Reward Points through the "rewardz.sbi" website, the SBI REWARDZ App, the Yono App, and RINB.
• Redemption Options:
  • Recharge & Bill Payments: Use Reward Points to pay for mobile recharge, DTH, electricity, gas, or FASTag through Bharat Bill Pay.
  • Movie Tickets: Redeem Reward Points on Book My Show to save on movie tickets.
  • Merchandise & E-vouchers: Explore and save on a wide range of products including home & kitchenware, décor, electronics, pooja items, and gifting options.
  • Travel: Save on flight, bus, and hotel bookings by redeeming your Reward Points. Benefits include comparing and flying for great deals and no convenience fee.
  • Partner Brands: Redeem Reward Points on purchases at Loyalty Program partner brands, online, in-store, and via SBI Rewardz.

Important Product Details

• Card Type: SBI My Card International Debit Card, a contactless debit card.
• Customization: Freedom to choose from a wide range of vibrant and captivating images from the gallery to customize your card.
• Security: Comes with an EMV Chip for additional security.
• Usage:
  • Shopping at over 6 Lakh merchant outlets in India and over 30 million worldwide.
  • Booking movie tickets, bill payments, travel, and other online purchases and payments over the internet.
  • Withdrawing cash from SBI ATMs or other ATMs in India and worldwide (ATMs with MasterCard/Maestro/Visa logo).
• Daily Cash Withdrawal & Transaction Limits:
  • Daily Cash Limit at ATMs:
    • Domestic: Minimum Rs. 100/-, Maximum Rs. 40,000/-.
    • International: Varies from ATM to ATM and country to country, subject to a maximum of foreign currency equivalent of Rs. 40,000/-.
  • Daily Point of Sales/Online Transaction Limit:
    • Domestic: No minimum limit, Maximum Rs. 75,000/-.
    • International PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000/-.
    • International Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.
• SMS Alerts: Get instant SMS alerts for all cash withdrawal, purchase, and online transactions made on your SBI My Card Debit Card.

Other Details

• Application Process: To apply for your SBI My Card International Debit Card, log in to Internet Banking, navigate to e-Services, then ATM Card Services, select Request ATM/Debit Card, choose My Card, and follow the instructions.
• Customer Support:
  • 24x7 helpline numbers: 080-26599990 or toll-free numbers 1800 11 2211 / 1800 425 3800.
  • Email: contactcentre@sbi.co.in.
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