SBI Gold International Debit Card – Benefits, Fees & Eligibility

Introduction

The SBI Gold International Debit Card, issued by State Bank of India (SBI), is a mid-range debit card designed for convenient cashless shopping and global access to funds. It offers a robust rewards program through SBI Rewardz and facilitates secure online and in-store transactions both domestically and internationally. A key benefit includes complimentary insurance.

Welcome Benefits

• Activation Bonus: Earn up to 300 Bonus Reward Points by making 3 payments with your new SBI Gold International Debit Card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2000/-.
  • 1st Use: 50 points
  • 2nd Use: 100 points
  • 3rd Use: 150 points

Fees & Charges Breakdown

• Specific "Issuance and Annual Maintenance Charges" are mentioned as a section on the bank's website, but the actual values are not provided in the input.
• Details for other Debit Card related charges are available via an external link on the bank's website.
• The "Interest Rates" section in the input refers to various loan products (e.g., Home Loan, Personal Loan) and is not applicable to the SBI Gold International Debit Card, as it is a debit card and does not offer revolving credit.

Rewards & Cashback Structure

• Maximum Monthly Earning: Earn up to 10,000 SBI Reward Points every month, with a cap of Rs. 1,000/- per transaction.
• Standard Reward: Earn 2 Reward Points per Rs. 200 spent with your SBI Gold International Debit Card, online or in-store, on shopping, dining out, fuel, travel, and more.
• Milestone Bonus: Earn 1,000 Bonus Reward Points on PoS and E-commerce spends of ₹1 lakh or more in a month (excluding spends on MCC-6540).
• Birthday Bonus: Earn 2x Reward Points on spends made with your Debit Card during your birthday month.
• International Payments: Earn 2x Reward Points on international spending, online or in-store.
• Partner Brands: Earn extra Reward Points on every purchase at Loyalty program partner brands, online, in-store, and via SBI Rewardz.

Reward Redemption Options

• Redeem points through "rewardz.sbi" website, SBI REWARDZ App, Yono App, and RINB.
• Recharge & Bill Payments: Pay for mobile recharge, DTH, electricity, gas, or FASTag through Bharat Bill Pay.
• Movie Tickets: Redeem points on Book My Show.
• Merchandise & E-vouchers: Explore and save on home & kitchenware, décor, electronics, pooja items, gifting options, and other shopping.
• Travel: Save on flight, bus, and hotel bookings. Compare & fly for great deals with no convenience fee.
• Partner Brands: Redeem Reward Points on every purchase at Loyalty Program partner brands, online, in-store, and via SBI Rewardz.

Travel, Lounge & Lifestyle Perks

• Complimentary Insurance: The card offers complimentary insurance. Specific details regarding the type and coverage of insurance are not provided.
• Airport lounge access is mentioned for the SBI Platinum International Debit Card, but this benefit is not associated with the SBI Gold International Debit Card.

Important Product Details

• Usage:
  • For shopping at over 52 Lakh merchant outlets in India and over 30 million worldwide.
  • For booking movie tickets, bill payments, travel, and other online purchases and payments over the internet.
  • For withdrawing cash from SBI ATMs or other ATMs in India and worldwide.
  • Offers safe online shopping and e-commerce transactions.
• Daily Cash Withdrawal Limits at ATMs:
  • Domestic: Minimum Rs. 100/-, Maximum Rs. 50,000/-.
  • International: Varies from ATM to ATM and country to country, subject to a maximum of foreign currency equivalent of Rs. 50,000/-.
• Daily Point of Sales/Online Transaction Limits:
  • Domestic: No minimum limit, Maximum Rs. 2,00,000/-.
  • International:
    • PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 2,00,000/-.
    • Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.

Other Details

• The content provided is a translation from English using AI capabilities (Bhashini), and users are advised to refer to the English content for clarity in case of ambiguity.
• SBI assumes no responsibility for mistakes, omissions, inaccuracies, or typographical errors in the content. Any action taken based on the content is at the user's own risk and responsibility.
• SBI reserves the right to correct any part of the content at any time.
• The content of the website shall not be displayed or printed in any form without prior written approval of SBI.
• For more information or to apply, contact SBI's 24x7 helpline through Tollfree 1800 11 2211 (BSNL/MTNL), 1800 425 3800 or Toll no. 080-26599990.
• Alternatively, mail at contactcentre@sbi.co.in or write to State Bank Contact Centre, P.O. Box No. 825, Bangalore 560 008.