RBL BankRBL Bank LUMIERE Credit Card – Benefits, Fees & Eligibility
Is the RBL Bank LUMIERE Credit Card Right for You?
The RBL Bank LUMIERE Credit Card is best suited for users who prioritize Premium, Travel. With a joining fee of ₹50,000 + GST and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism.
Key Card Details
₹50,000 + GST
Nil
Reward Points
Things to Consider
Incurs a substantial INR 50,000 + GST fee for accessing this exclusive metal card.
Lacks explicit details on traditional reward points earning rates or cashback programs.
No clear information provided regarding complimentary lounge access or other travel perks.
Benefits & Features
Reward Type
Reward Points
Reward Redemption
Reward points can be redeemed via the RBL Rewards website.
Travel Benefits
Dedicated 'Select Circle' concierge for curated travel experiences and assistance.
Fees & Charges
Joining Fee
₹50,000 + GST
Renewal Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
Experience exclusivity with a premium metal card featuring personalized name etching.
Access the 'Select Circle' concierge for bespoke assistance and curated lifestyle experiences.
Share premium benefits with loved ones through three complimentary add-on cards.
Cons
Key drawbacks and limitations of this card.
Incurs a substantial INR 50,000 + GST fee for accessing this exclusive metal card.
Lacks explicit details on traditional reward points earning rates or cashback programs.
No clear information provided regarding complimentary lounge access or other travel perks.
Product Details
Crafted from rare, finest-quality metal for a premium feel.
Features personalized etching of the cardholder's name.
Access to a dedicated 'Select Circle' concierge service.
Includes three complimentary add-on cards for family members.
Enhanced security features allowing users to switch their card on/off.
Benefits & Features
Reward Type
Reward Points
Reward Redemption
Reward points can be redeemed via the RBL Rewards website.
Travel Benefits
Dedicated 'Select Circle' concierge for curated travel experiences and assistance.
What matters, explained clearly
Introduction
The LUMIÈRE™ Credit Card from RBL Bank is positioned as a premium, exclusive offering, crafted from rare, finest-quality metal. It is designed for individuals seeking a world of unique experiences and personalized service. Key differentiating benefits include a personalized metal card, access to the "Select Circle" concierge service, and complimentary add-on cards for family members.
Fees
- Metal Card Access Fee: INR 50,000 + GST.
Rewards
- Exclusive Metal Card: The card is crafted from rare, finest-quality metal, with the cardholder's name etched upon it, making it uniquely personal.
- Select Circle Concierge Service: Cardholders gain access to a dedicated "Select Circle" concierge, which acts as a quiet companion on every journey, anticipating needs, curating moments, and turning the extraordinary into the effortless. This service ensures cardholders are always attended to, seen, understood, and elevated.
- Complimentary Add-on Cards: The first three add-on cards for loved ones are provided at no cost, seamlessly extending all card benefits to them.
Rewards Redemption Guide
- Reward points can be redeemed by visiting the RBL Rewards website at
https://www.rblrewards.com/.
Card Review
The LUMIÈRE™ Credit Card is a high-end, exclusive product from RBL Bank, tailored for individuals who appreciate luxury, bespoke service, and unique lifestyle privileges. Its standout features include its distinctive metal design, personalized etching, and the comprehensive "Select Circle" concierge service. The provision of three complimentary add-on cards allows cardholders to share these premium benefits with their closest relations. Potential applicants should consider the significant fee associated with acquiring this metal card.
Important Product Details
- Positive Highlights:
- Crafted from rare, finest-quality metal for a premium feel.
- Features personalized etching of the cardholder's name.
- Offers access to the "Select Circle" concierge service for tailored assistance and curated experiences.
- Includes three complimentary add-on cards to extend benefits to family.
- Negative Highlights:
- A fee of INR 50,000 + GST is applicable for accessing the metal card.
Other Details
- Important Links:
- Most Important Terms & Conditions
- Cardmember Agreement
- 45 Days Free Look Period
- General Bank Information:
- RBL Bank is registered with DICGC.
- Information is available regarding linking PAN with Aadhaar.
- RBL Bank is now live on the GST portal for GST payment.
- Cardholders can manage recurring merchant payments on their RBL Bank Credit & Debit Cards.
- RBL Bank Credit Cards offer enhanced security features, allowing users to switch their card on/off at any time.
- Legal Disclaimer: The RBL Bank website includes disclaimers about redirecting users to third-party websites, stating that RBL Bank and its affiliates do not endorse, warrant, or assume legal liability for the products, services, content, or opinions expressed on such external sites.