IndiGo SBI Card – Benefits, Fees & Eligibility

Introduction

The IndiGo SBI Card, issued by SBI Card, is a co-branded mid-range travel credit card designed for frequent flyers of IndiGo. It operates on the MasterCard / RuPay network for global acceptance and features Visa PayWave for contactless transactions. Key differentiating benefits include accelerated IndiGo BluChips earnings on IndiGo and travel spends, milestone benefits in the form of IndiGo BluChips Vouchers, and complimentary domestic airport lounge access.

Welcome Benefits

• 2,500 IndiGo BluChips Voucher post Annual Fee payment and first transaction within 60 days of account opening.
• Redeem IndiGo BluChips Voucher on IndiGo App / Website.

Renewal Benefit

• 2,500 IndiGo BluChips Voucher post Annual Fee payment.
• Redeem IndiGo BluChips Voucher on IndiGo App / Website.

Fees & Charges Breakdown

• Annual Fee: Rs. 1,499 + taxes
• Renewal Fee (per annum): Rs. 1,499 + taxes
• Add-on Fee (per annum): Nil
• Fuel Surcharge Waiver: 1% fuel surcharge waiver across all petrol pumps in India.
  • Applicable on transactions from Rs. 500 and up to Rs. 4,000, exclusive of GST and other charges.
  • Maximum fuel surcharge waiver of Rs. 200 per statement cycle.

Rewards & Cashback Structure

• Earning Rate:
  • 3 IndiGo BluChips on every Rs. 100 spent on IndiGo App and Web.
  • 2 IndiGo BluChips on every Rs. 100 spent on Hotel / Lodging and Travel MCCs.
  • 1 IndiGo BluChips on every Rs. 100 spent on all other categories (excluding Utility, Govt Transactions, Rental, Fuel, Gaming, Cross-Sell and Insurance MCCs).
• Milestone Benefits:
  • 2,500 IndiGo BluChips Voucher on spends of Rs. 2 lakhs.
  • 2,500 IndiGo BluChips Voucher on spends of Rs. 4 lakhs.
  • 2,500 IndiGo BluChips Voucher on spends of Rs. 6 lakhs.
• Redemption: IndiGo BluChips will be auto-credited to the card holder's IndiGo BluChip Account on every statement cycle. Vouchers are redeemable on the IndiGo App / Website.

Travel, Lounge & Lifestyle Perks

• Domestic Lounge Access: 4 complimentary Domestic Airport Lounge visits in a year.
  • Maximum of 1 visit per quarter.
  • Lounge access is conditional on spends of Rs. 50,000 in the last quarter.

Important Product Details

• Contactless Advantage:
  • Tap & Pay with ease for effortless everyday payments.
  • Offers fast and convenient transactions, eliminating the need to hand over the card or use cash.
  • Secure transactions with the card remaining in hand, reducing fraud risk. Visa PayWave’s unique security key ensures only one transaction is processed even if tapped multiple times.
• Global Acceptance:
  • Accepted at over 24 million outlets globally, including 3,25,000 outlets in India.
  • Can be used at any outlet that accepts MasterCard / RuPay.
• Flexipay EMI:
  • Convert eligible purchases of Rs. 2,500 or more into easy monthly EMIs.
• Add-on Cards:
  • Available for family members including parents, spouse, children, or siblings above the age of 18.
• Easy Bill Pay Facility:
  • Pay electricity, telephone, mobile, and other utility bills.
• Balance Transfer on EMI:
  • Transfer outstanding balances from other banks’ credit cards to the IndiGo SBI Card at a lower interest rate and repay in easy EMIs.

Other Details

• All taxes would be charged as applicable on all fees, interest, and charges.
• The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner.
• Continued use of the card will be deemed acceptance of amendments in all Terms and Conditions.
• Any disputes arising out of the offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL, with proceedings conducted as per the Arbitration and Conciliation Act, 1996, in New Delhi, in English.
• SBICPSL may engage agents and/or third parties for marketing, sales, or other related services.
• For assistance, the SBI Card Helpline can be reached at 1860 180 1290 or 39 02 02 02 (prefix local STD code).
• The card can be used internationally at over 24 million outlets across the globe.