ICICI BankIs the ICICI Bank Sapphiro Debit Card Right for You?
The ICICI Bank Sapphiro Debit Card is best suited for users who prioritize Travel, Movies. With a joining fee of ₹1,999 + GST and a renewal fee of ₹1,999 + GST, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn 8 points per ₹200 on international spends & 4 points per ₹200 on domestic retail (excl. fuel)..
Key Card Details
₹1,999 + GST
₹1,999 + GST
Reward Points
Notable Perks
Domestic Lounge
Enjoy 4 complimentary airport lounge visits per quarter.
Insurance
Card Protection Plan that includes emergency assistance services.
Movie Benefits
Get 25% off, up to ₹200, on two tickets via BookMyShow & 25% off, up to ₹100, on two tickets at INOX.
Things to Consider
The ICICI Bank Sapphiro Debit Card comes with a notable joining fee of ₹1,999 + GST.
An annual renewal fee of ₹1,999 + GST is applicable, adding to the cost of ownership.
Limited to specific fuel outlets for surcharge waiver, not universal across all stations.
Benefits & Features
Rewards Rate
Earn 8 points per ₹200 on international spends & 4 points per ₹200 on domestic retail (excl. fuel).
Reward Type
Reward Points
Reward Redemption
Redeem points for Health & Beauty, Travel, Shopping Vouchers, Mobile Phones, Home Appliances, Electronics.
Domestic Lounge Access
Enjoy 4 complimentary airport lounge visits per quarter.
Insurance Coverage
Card Protection Plan that includes emergency assistance services.
Movie
Get 25% off, up to ₹200, on two tickets via BookMyShow & 25% off, up to ₹100, on two tickets at INOX.
Travel Benefits
Complimentary access to airport lounges, with a maximum of four visits per quarter.
What matters, explained clearly
Introduction
The ICICI Bank Sapphiro Debit Card is a premium debit card issued by ICICI Bank, designed to offer superior value to its cardholders. It stands out with benefits such as complimentary airport lounge access, attractive movie discounts, and a robust reward points program, making it ideal for individuals seeking enhanced travel and entertainment privileges.
Fees
- Joining Fee: ₹1,999 + GST
- Annual Fee: ₹1,999 + GST
- Fuel Surcharge: Zero fuel surcharge on transactions made at selected Government fuel outlets (HPCL/IOCL/BPCL) when using ICICI Bank swipe machines.
Rewards
- Movies:
- Get 25% off, up to ₹200, on the purchase of two tickets through BookMyShow.
- Get 25% off, up to ₹100, on the purchase of two tickets at INOX Movie multiplexes.
- Travel:
- Receive complimentary access to airport lounges, with a maximum of four visits per quarter.
- Reward Points:
- Earn 8 reward points on every ₹200 spent on international transactions.
- Earn 4 reward points on every ₹200 spent on domestic retail purchases, excluding fuel.
- Lifestyle:
- Benefit from a Card Protection Plan that includes emergency assistance services.
- Other Benefits:
- Enjoy higher withdrawal and transaction limits.
Rewards Redemption Guide
- Reward points can be redeemed for a variety of categories, including:
- Health & Beauty products
- Travel & Luggage items
- Shopping Vouchers
- Mobile Phones
- Home Appliances
- Electronics
Card Review
The ICICI Bank Sapphiro Debit Card is positioned as a premium offering, best suited for individuals who frequently travel and seek entertainment benefits. Its key advantages include complimentary airport lounge access, significant movie discounts, and a rewarding points system for both domestic and international spends. The card also provides enhanced security with a Card Protection Plan and offers higher daily transaction limits, making it a comprehensive choice for high-spenders. The main consideration is the associated joining and annual fees of ₹1,999 + GST. Overall, it delivers superior value for its target audience.
Important Product Details
- Tap and Pay: Facilitates PIN-free debit card transactions at supported contactless terminals using an Android phone.
- Complimentary Airport Lounge Access: Enjoy 4 complimentary airport lounge visits per quarter.
- Movie Discounts:
- 25% off up to ₹200 on two tickets via BookMyShow.
- 25% off up to ₹100 on two tickets at INOX Movie multiplexes.
- Reward Points:
- 8 reward points on every ₹200 spent internationally.
- 4 reward points on every ₹200 spent domestically on retail purchases (excluding fuel).
- Card Protection Plan: Includes emergency assistance services.
- Higher Limits: Offers higher withdrawal and transaction limits.
- Fuel Surcharge Waiver: Zero fuel surcharge on transactions at selected Government fuel outlets (HPCL/IOCL/BPCL) when using ICICI Bank swipe machines.
- Daily ATM Withdrawal Limit:
- Domestic: ₹1,50,000
- International: ₹2,00,000
- Daily Transaction Limit (POS/Online):
- Domestic: ₹7,50,000
- International: ₹3,50,000
- Security Measures: Includes 24-hour loss reporting, worldwide cover, and a free-of-cost loss reporting helpline.
Other Details
- Applicable Terms & Conditions (T&Cs) are available for review.