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ICICI Bank Sapphiro Debit Card – Benefits, Fees & Eligibility

The ICICI Bank Sapphiro Debit Card is a premium offering designed for individuals who frequently travel and seek entertainment benefits. It provides superior value through complimentary airport lounge access, significant movie discounts, and a robust reward points program for both domestic and international spends. With enhanced security via a Card Protection Plan and higher daily transaction limits, it serves as a comprehensive choice for high-spenders seeking premium privileges.
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Is the ICICI Bank Sapphiro Debit Card Right for You?

A quick look at who this card is best for, key costs, and things to consider.

The ICICI Bank Sapphiro Debit Card is best suited for users who prioritize Travel, Movies. With a joining fee of ₹1,999 + GST and a renewal fee of ₹1,999 + GST, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn 8 points per ₹200 on international spends & 4 points per ₹200 on domestic retail (excl. fuel)..

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Last updated: 15 March 2026

Key Card Details

Joining Fee

₹1,999 + GST

Renewal Fee

₹1,999 + GST

Reward Type

Reward Points

Notable Perks

Domestic Lounge Access

Enjoy 4 complimentary airport lounge visits per quarter.

Insurance Coverage

Card Protection Plan that includes emergency assistance services.

Movie Benefits

Get 25% off, up to ₹200, on two tickets via BookMyShow & 25% off, up to ₹100, on two tickets at INOX.

Things to Consider

The ICICI Bank Sapphiro Debit Card comes with a notable joining fee of ₹1,999 + GST.

An annual renewal fee of ₹1,999 + GST is applicable, adding to the cost of ownership.

Limited to specific fuel outlets for surcharge waiver, not universal across all stations.

Last updated: 15 March 2026

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Rewards Rate

Earn 8 points per ₹200 on international spends & 4 points per ₹200 on domestic retail (excl. fuel).

Reward Type

Reward Points

Reward Redemption

Redeem points for Health & Beauty, Travel, Shopping Vouchers, Mobile Phones, Home Appliances, Electronics.

Domestic Lounge Access

Enjoy 4 complimentary airport lounge visits per quarter.

Insurance Coverage

Card Protection Plan that includes emergency assistance services.

Movie Benefits

Get 25% off, up to ₹200, on two tickets via BookMyShow & 25% off, up to ₹100, on two tickets at INOX.

Travel Benefits

Complimentary access to airport lounges, with a maximum of four visits per quarter.

Fees & Charges

Know the costs before applying to avoid surprises later

Joining Fee

₹1,999 + GST

Renewal Fee

₹1,999 + GST

Fuel Surcharge Waiver

Zero fuel surcharge at selected Govt. fuel outlets (HPCL/IOCL/BPCL) with ICICI Bank swipe machines.

Pros & Cons

Weigh the advantages and limitations

Pros

Key benefits and features of this card.

Complimentary airport lounge access enhances travel experience for cardholders.

Significant movie discounts on BookMyShow and INOX provide great entertainment value.

Rewarding points system for both domestic and international retail expenditures.

Enhanced security features including a robust Card Protection Plan.

Offers higher daily transaction and ATM withdrawal limits for convenience.

Cons

Key drawbacks and limitations of this card.

The ICICI Bank Sapphiro Debit Card comes with a notable joining fee of ₹1,999 + GST.

An annual renewal fee of ₹1,999 + GST is applicable, adding to the cost of ownership.

Limited to specific fuel outlets for surcharge waiver, not universal across all stations.

Product Details

Comprehensive information about this credit card

Contactless "Tap and Pay" for PIN-free transactions via Android phones.

Higher daily ATM withdrawal limits: ₹1.5L (domestic) and ₹2L (international).

Higher daily transaction limits: ₹7.5L (domestic) and ₹3.5L (international).

Enhanced security with 24-hour loss reporting, worldwide cover, and a free helpline.

The Card Protection Plan offers emergency assistance services.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Introduction

The ICICI Bank Sapphiro Debit Card is a premium debit card issued by ICICI Bank, designed to offer superior value to its cardholders. It stands out with benefits such as complimentary airport lounge access, attractive movie discounts, and a robust reward points program, making it ideal for individuals seeking enhanced travel and entertainment privileges.

Fees

  • Joining Fee: ₹1,999 + GST
  • Annual Fee: ₹1,999 + GST
  • Fuel Surcharge: Zero fuel surcharge on transactions made at selected Government fuel outlets (HPCL/IOCL/BPCL) when using ICICI Bank swipe machines.

Rewards

  • Movies:
    • Get 25% off, up to ₹200, on the purchase of two tickets through BookMyShow.
    • Get 25% off, up to ₹100, on the purchase of two tickets at INOX Movie multiplexes.
  • Travel:
    • Receive complimentary access to airport lounges, with a maximum of four visits per quarter.
  • Reward Points:
    • Earn 8 reward points on every ₹200 spent on international transactions.
    • Earn 4 reward points on every ₹200 spent on domestic retail purchases, excluding fuel.
  • Lifestyle:
    • Benefit from a Card Protection Plan that includes emergency assistance services.
  • Other Benefits:
    • Enjoy higher withdrawal and transaction limits.

Rewards Redemption Guide

  • Reward points can be redeemed for a variety of categories, including:
    • Health & Beauty products
    • Travel & Luggage items
    • Shopping Vouchers
    • Mobile Phones
    • Home Appliances
    • Electronics

Card Review

The ICICI Bank Sapphiro Debit Card is positioned as a premium offering, best suited for individuals who frequently travel and seek entertainment benefits. Its key advantages include complimentary airport lounge access, significant movie discounts, and a rewarding points system for both domestic and international spends. The card also provides enhanced security with a Card Protection Plan and offers higher daily transaction limits, making it a comprehensive choice for high-spenders. The main consideration is the associated joining and annual fees of ₹1,999 + GST. Overall, it delivers superior value for its target audience.

Important Product Details

  • Tap and Pay: Facilitates PIN-free debit card transactions at supported contactless terminals using an Android phone.
  • Complimentary Airport Lounge Access: Enjoy 4 complimentary airport lounge visits per quarter.
  • Movie Discounts:
    • 25% off up to ₹200 on two tickets via BookMyShow.
    • 25% off up to ₹100 on two tickets at INOX Movie multiplexes.
  • Reward Points:
    • 8 reward points on every ₹200 spent internationally.
    • 4 reward points on every ₹200 spent domestically on retail purchases (excluding fuel).
  • Card Protection Plan: Includes emergency assistance services.
  • Higher Limits: Offers higher withdrawal and transaction limits.
  • Fuel Surcharge Waiver: Zero fuel surcharge on transactions at selected Government fuel outlets (HPCL/IOCL/BPCL) when using ICICI Bank swipe machines.
  • Daily ATM Withdrawal Limit:
    • Domestic: ₹1,50,000
    • International: ₹2,00,000
  • Daily Transaction Limit (POS/Online):
    • Domestic: ₹7,50,000
    • International: ₹3,50,000
  • Security Measures: Includes 24-hour loss reporting, worldwide cover, and a free-of-cost loss reporting helpline.

Other Details

  • Applicable Terms & Conditions (T&Cs) are available for review.

Contact ICICI Bank Directly

Toll-free numbers, email, WhatsApp support, and grievance redressal contacts.

Full Contact Details

Frequently Asked Questions

Clear, concise answers to help you understand this card better.