ICICI Bank Gift Card – Benefits, Fees & Eligibility

Introduction

The ICICI Bank Gift Card is a versatile gifting solution offered by ICICI Bank, positioned as a hassle-free way to provide the recipient with the gift of choice and flexibility. Its key differentiating benefits include wide acceptance across over 10 lakh Visa-enabled stores and websites, exclusive offers and discounts, and the ability to add a personalised touch with a designer kit and customised message.

Welcome Benefits

• No specific welcome benefits are mentioned for the purchaser of the Gift Card. The benefits are primarily for the recipient.

Fees

• Joining Fee: ₹100 + GST per Gift Card.
• Loading Amount Range: Cards can be loaded with any amount between ₹500 and ₹10,000.

Rewards

• Wide Acceptance: Accepted at over 10 lakh Visa-enabled stores and websites, both online and offline.
• Extended Validity: Enjoy an extended period of over a year to redeem the Card.
• Personalised Touch: Option to send a designer gift kit with a customised message.
• Secure Transactions: Features PIN and OTP-based authentication for maximum security.
• Exclusive Offers and Discounts: Recipients can avail value-packed deals.
• Flexibility: Allows the recipient to choose from a wide range of products and services.
• Convenience: Eliminates the hassle of choosing specific gifts for the giver and allows the cardholder to check the card balance anytime, anywhere.
• Management Features (via SMS or Pockets app):
  • Effortlessly block or unblock the Card.
  • Set spending limits.
  • Reset the PIN.
  • Check Card balance.
  • Reactivate a temporarily blocked or dormant Card.
  • Enable or disable transactions.
• Versatile Gifting: Suitable for personal occasions like birthdays, anniversaries, weddings, and festivals, as well as corporate purposes such as welcome gifts for employees, festive gifts, or gifts for channel partners.

Rewards Redemption Guide

• PIN Generation: The recipient must generate a Card PIN by sending an SMS: PCPIN <Last 4 digits of the Card number> to 5676766 from their registered mobile number (e.g., PCPIN 1234).
• Offline Usage: Use the Card at Visa-enabled outlets in India by swiping the Card and entering the PIN.
• Online Usage: Shop online by entering the Card details with OTP validation.

Card Eligibility Criteria

• Account Requirement: To apply for a Gift Card, you need to have an active ICICI Bank Savings or Current Account.
• KYC Status: The account should not be due for Re-KYC.
• Documents: No physical documents are required.

Card Review

The ICICI Bank Gift Card is highly regarded for its flexibility and convenience, making it an excellent choice for both gifting and personal use. Customers appreciate its wide acceptance across online and offline merchants, simplifying shopping, dining, and entertainment. The ease of instant activation and hassle-free redemption process are highlighted as standout features, particularly for last-minute gifting or personal indulgences. It is seen as a reliable solution for various occasions when the gift giver is unsure what to present.

Important Product Details

• Positive Highlights:
  • Widely accepted at over 10 lakh Visa-enabled stores and websites.
  • Offers the recipient the gift of choice and flexibility.
  • Extended validity of over a year.
  • Option for personalised designer gift kits with customised messages.
  • Enhanced security with PIN and OTP-based transactions.
  • Convenient management through SMS and the Pockets app (block/unblock, set limits, reset PIN, check balance).
  • Access to exclusive offers and discounts.
  • No physical documents required for application.
• Negative Highlights:
  • A fee of ₹100 + GST is charged per Gift Card.

Other Details

• How to Purchase:
  • Corporate Customers: Reach out to your Relationship Manager.
  • Other Customers:
    • Visit any ICICI Bank Branch.
    • Fill out a simple application form.
    • Load the Card with an amount of your choice between ₹500 and ₹10,000.
    • Alternatively, provide details online via the ICICI Gift Card website.
• Customer Support: For any support or queries, contact Customer Care on 1800 1080.
• Legal Information: Terms and Conditions for Gift Card-Individual and Gift Card-Enterprise/Corporate are available.
• Interest: 11,377 people are interested in this product.