ICICI BankICICI Bank Expression Coral Debit Card – Benefits, Fees & Eligibility
Is the ICICI Bank Expression Coral Debit Card Right for You?
The ICICI Bank Expression Coral Debit Card is best suited for users who prioritize Shopping, Travel, Movies. With a joining fee of ₹899 + GST and a renewal fee of ₹899 + GST, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn 6 reward points on every ₹200 spent internationally; 3 points on every ₹200 domestically..
Key Card Details
₹899 + GST
₹899 + GST
Reward Points
Notable Perks
Domestic Lounge Access
2 complimentary domestic airport lounge accesses per quarter, based on ₹10,000 spend in previous quarter.
Movie Benefits
Get 25% off up to ₹150 on the purchase of two movie tickets through BookMyShow.
Things to Consider
Lounge access is conditional, requiring a minimum spend of ₹10,000 in the prior calendar quarter.
Reward points are not earned on essential categories like fuel, education, and insurance payments.
The card charges a joining fee and an annual fee of ₹899 + GST, which may deter some users.
Benefits & Features
Welcome Offer
Customers will receive dynamic joining benefits and vouchers upon upgrading or enrolling for the card.
Rewards Rate
Earn 6 reward points on every ₹200 spent internationally; 3 points on every ₹200 domestically.
Reward Type
Reward Points
Reward Redemption
Reward points can be redeemed for Health & Beauty, Travel, Shopping Vouchers, Home Appliances, Electronics, Fashion & Lifestyle.
Domestic Lounge Access
2 complimentary domestic airport lounge accesses per quarter, based on ₹10,000 spend in previous quarter.
Movie Benefits
Get 25% off up to ₹150 on the purchase of two movie tickets through BookMyShow.
Fees & Charges
Joining Fee
₹899 + GST
Renewal Fee
₹899 + GST
Pros & Cons
Pros
Key benefits and features of this card.
High daily transaction limits for both ATM withdrawals and POS/online purchases.
Enjoy 2 complimentary domestic airport lounge accesses each quarter with qualifying spends.
Personalize your card with custom design options, choosing from templates or uploading your own image.
Earn accelerated reward points on international and domestic spends, enhancing your savings.
Benefit from 25% off on movie tickets via BookMyShow, making entertainment more affordable.
Cons
Key drawbacks and limitations of this card.
Lounge access is conditional, requiring a minimum spend of ₹10,000 in the prior calendar quarter.
Reward points are not earned on essential categories like fuel, education, and insurance payments.
The card charges a joining fee and an annual fee of ₹899 + GST, which may deter some users.
No international lounge access or other explicit travel benefits beyond domestic lounges are offered.
The welcome benefits are described as 'dynamic' and not explicitly detailed, leading to uncertainty.
Product Details
High daily withdrawal and transaction limits for enhanced financial flexibility.
Complimentary domestic airport lounge access based on qualifying spends.
Significant discounts on movie ticket purchases via BookMyShow.
Higher reward points on both international and domestic spending.
Option to customize the card's display picture with personal images or templates.
Contactless payment functionality (Tap and Pay) for quick and secure transactions.
Benefits & Features
Welcome Offer
Customers will receive dynamic joining benefits and vouchers upon upgrading or enrolling for the card.
Rewards Rate
Earn 6 reward points on every ₹200 spent internationally; 3 points on every ₹200 domestically.
Reward Type
Reward Points
Reward Redemption
Reward points can be redeemed for Health & Beauty, Travel, Shopping Vouchers, Home Appliances, Electronics, Fashion & Lifestyle.
Domestic Lounge Access
2 complimentary domestic airport lounge accesses per quarter, based on ₹10,000 spend in previous quarter.
Movie Benefits
Get 25% off up to ₹150 on the purchase of two movie tickets through BookMyShow.
What matters, explained clearly
Introduction
The Expressions Coral Debit Card, issued by ICICI Bank, is a premium debit card that combines the unique features of the Expressions Debit Card with the exclusive perks of the Coral Debit Card. It is positioned as an excellent choice for individuals seeking discounts, offers, and enhanced reward points. Its top differentiating benefits include custom card design options, spend-based airport lounge access, higher reward points on spends, and movie ticket discounts.
Welcome Benefits
- Customers will receive dynamic joining benefits and vouchers upon upgrading or enrolling for the card.
Fees
- Joining Fee: ₹899 + GST
- Annual Fee: ₹899 + GST
Rewards
Reward Points
- Earn 6 reward points on every ₹200 spent internationally.
- Earn 3 reward points on every ₹200 spent domestically.
- Reward points are not earned on fuel, education, Mutual Funds, insurance, and Government payments.
Movies
- Get 25% off up to ₹150 on the purchase of two movie tickets through BookMyShow.
Domestic Lounge
- Receive 2 complimentary domestic airport lounge accesses per quarter.
- Lounge access is based on a minimum spend of ₹10,000 in the previous calendar quarter.
- This benefit is exclusively applicable to the primary cardholder.
Lifestyle & Convenience
- Custom Card Design: Choose from over 175+ pre-installed templates across themes like Zodiac, Sports, and Travel, or upload your own picture for a personalized card image.
- Tap and Pay: Enjoy PIN-free debit card transactions at supported contactless terminals using your Android phone.
Rewards Redemption Guide
- Reward points can be redeemed for a variety of categories, including:
- Health & Beauty
- Travel & Luggage
- Shopping Vouchers
- Home Appliances
- Electronics
- Fashion & Lifestyle
Card Review
The Expressions Coral Debit Card is best suited for individuals who frequently use their debit card for online and in-person transactions and value a blend of lifestyle benefits and rewards. Its key advantages include high daily transaction limits, attractive movie discounts, spend-based lounge access, and a rewarding points system on both domestic and international spends. The card's customization feature also adds a unique personal touch.
Important Product Details
- High daily withdrawal and transaction limits.
- Complimentary domestic airport lounge access based on spends.
- Significant discounts on movie ticket purchases.
- Higher reward points on international and domestic spending.
- Option to customize the card's display picture.
- Contactless payment functionality (Tap and Pay).
Other Details
- Daily Transaction Limits:
- ATM Withdrawal Limit:
- International: ₹1,50,000
- Domestic: ₹1,50,000
- Transactional Limit (POS/Online):
- International: ₹2,00,000
- Domestic: ₹5,00,000
- ATM Withdrawal Limit:
- How to Get the Card: You can upgrade the card via the iMobile app, Internet Banking, or by visiting any ICICI Bank Branch.
- Card Activation: The card can be activated through the iMobile app, Internet Banking, Customer Care (1800 1080), or by visiting any ICICI Bank Branch.
- Terms & Conditions: Applicable Terms & Conditions are available for review on the bank's website.