Bank of Baroda Travel Card Multi Currency Forex Card – Benefits, Fees & Eligibility

Introduction

The Baroda TravelEasy Multi Currency Forex Card, issued by Bank of Baroda, is a prepaid international currency card designed to enhance international travel experiences. Positioned as a safer, more secure, and convenient alternative to carrying physical currency or traveler's cheques, it aims to streamline financial transactions abroad. Key differentiating benefits include its multi-currency loading capability (USD, GBP, EURO), immediate activation, widespread acceptance across the VISA network, and user-friendly mobile application support.

Card Eligibility Criteria

• The card can be purchased by both account holders and non-account holders of Bank of Baroda.
• Retail users are permitted to purchase only one card with a single ID (passport), meaning there can only be one active card per person at any given point in time.
• Corporate customers can purchase any number of cards, provided they complete Full KYC for each cardholder and adhere to FEMA/bank guidelines.

Important Product Details

Positive Highlights

• It is a prepaid International currency card, making international travel a memorable experience.
• Offers a safer, more secure, and convenient alternative to carrying currency and traveler's cheques.
• Easily available at over 150 authorized foreign exchange branches in India, with availability at up to 220+ branches mentioned.
• Can be used to withdraw cash from ATMs and for making purchases at any of the 25 million merchant outlets worldwide displaying the VISA sign.
• The card can be loaded with three major currencies: USD, GBP, and EURO.
• Features immediate activation and is ready to use on a real-time basis after loading.
• Valid for a minimum period of three years from the date of activation or the date printed on the card.
• It is reloadable in nature and can be reloaded any number of times, within the overall limit of the customer as per FEMA guidelines.
• The card is a VISA Platinum EMV Chip NFC enabled card.
• Cardholders receive SMS intimation for all transactions on their registered mobile number.
• Comes with a mobile application that displays the current balance of all wallets, allows cross-currency conversion, and includes a live ATM locator.
• Channels of the card can be enabled or disabled through a self-support portal using a personalized password.
• Live offers based on location are available to cardholders.

Negative Highlights

• A retail user is restricted to purchasing only one card with an ID (passport), meaning only one active card can be held by a person at any given point in time. If the card is lost or damaged, it will be replaced on the underlying ID.

Other Details

Do's

• Ensure that you sign on the signature panel on the back side of the card as soon as you receive it.
• Change your PIN or memorize your PIN and ensure you destroy your PIN Mailer.
• Make a separate note of your card number and customer care number for emergency use.

Don'ts

• Do not write your PIN Number on the card.
• Do not swipe the card on unauthorized or suspicious places; always look for the VISA logo at the Point Of Sale machine at merchant establishments.
• Do not swipe your card if the merchant does not have an electronic Point of Sale card swiping terminal. Any usage of the card other than electronic use will be deemed unauthorized, and you will be solely responsible for such transactions.

Assistance

• Toll-Free Number (Domestic): 1800 5700, 1800 5000

• Toll-Free Number for Domestic Customers Calling From Abroad (24X7): +91 79-66296009

• Options are available to locate Bank of Baroda branches or BC Agents.

• The bank may utilize the services of agents for sales and marketing of its various products. These agents may contact customers to increase digital awareness and adoption.

• General FAQs related to Debit Cards are available on the webpage, covering topics such as eligibility, transaction issues, fees, and card management.

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