Axis Bank Flipkart Debit Card – Benefits, Fees & Eligibility

Introduction

The Axis Bank Flipkart Debit Card, issued by Axis Bank, is designed for customers holding an Advantage Savings Account. This card offers a compelling 5% cashback on all Flipkart spends, making it ideal for frequent online shoppers. Beyond its primary cashback benefit, the card provides enhanced transaction limits, exclusive dining privileges, and comprehensive insurance coverage, complementing a modern lifestyle.

Transaction Limits & Usage

• Daily Cash Withdrawal Limit: ₹50,000
• Daily Purchase Limit (POS/Online): ₹5 lakh
• International Usage: The card allows transactions across the world. This service can be easily enabled through the Axis Bank Open App or via Internet Banking.
• Contactless Payments: Enjoy the convenience of contactless payments with an increased payment limit of up to ₹5,000.

Fees and Charges

• Card Platform: Visa/Mastercard
• Issuance Fees - Primary / Joint: ₹500
• Annual Fees - Primary / Joint: ₹500
• Replacement Fee: ₹200
• Domestic ATM Cash Withdrawal Charges: ₹23 (applicable beyond the set free limit)
• Domestic ATM Non-Financial Transaction Charges: ₹10 (applicable beyond the set free limit)
• International ATM Cash Withdrawal Charges: ₹125
• International ATM Non-Financial Transaction Charges: ₹25
• Cross-Currency Mark-up: A 3.5% mark-up will be levied on all international cash withdrawal and purchase transactions.
• Dynamic Currency Conversion (DCC) Markup Fee: 1% plus GST will be applicable.
• Goods and Service Tax (GST): Applicable on all mentioned fees & charges.

Rewards & Offers

• Cashback on Flipkart Spends

  • Enjoy 5% cashback on all Flipkart spends made through the Axis Bank Flipkart Debit Card and UPI linked to an Advantage Savings Account.
  • Cashback will be credited within 90 days from the last day of the month in which transactions have taken place.
  • A minimum cumulative spend of ₹3500 per month is required to be eligible for cashback.
  • The maximum cashback offered is ₹750 per month.

• Dining Delights with EazyDiner

  • Receive a 15% instant discount up to ₹500 on a minimum bill value of ₹2500.

• Insurance Coverage

  • Personal Accident Insurance Cover: ₹5 Lakh
  • Air Accident Cover: ₹1 Crore
  • Purchase Protection Cover: Up to ₹50,000

Account & Eligibility Criteria

• Eligibility: This card is exclusively for new and existing customers onboarded on the Axis Bank Advantage Savings Account.

Important Product Details

• Card Platform: Visa/Mastercard
• Key Benefits:
  • 5% cashback on all Flipkart spends (up to ₹750 per month, with a minimum monthly spend of ₹3500).
  • Higher daily cash withdrawal limit of ₹50,000.
  • Higher daily purchase limit of ₹5 lakh.
  • 15% instant discount on dining via EazyDiner (up to ₹500 on a minimum bill of ₹2500).
  • Comprehensive insurance coverage including Personal Accident, Air Accident, and Purchase Protection.
  • International transaction capability.
  • Contactless payment facility with a limit of ₹5,000.
• Key Charges:
  • Issuance Fee: ₹500
  • Annual Fee: ₹500
  • Cross-currency mark-up: 3.5% on international transactions.
  • Dynamic Currency Conversion (DCC) markup: 1% plus GST.

Other Details

• Virtual Debit Card: Customers onboarded through the Advantage Savings Account will receive both a physical and a virtual Axis Bank Flipkart Debit Card. The virtual card offers the same features and benefits as the physical card.
• Emergency Card Blocking:
  • SMS ‘BLOCKCARD’ to 5676782 (NR customers to +91 971700002).
  • Call the Emergency Helpline Number +91-22-67987700 or customer service at 1860-419-5555.
  • Login to Internet Banking and select the ‘Block Card’ option in the debit cards section.
  • Login to the Axis Bank Open App and select the ‘Block and Replace’ option in the debit cards section.
• Debit Card PIN Generation:
  • Generate your debit card PIN anytime through an Axis Bank ATM.
  • Generate PIN by calling Axis Bank Phone Banking.
  • Generate PIN via the Axis Bank Mobile Banking App (Open App).
  • Generate PIN through Internet Banking.
• Instant Alerts:
  • The SMS alerts facility sends instant alerts each time the debit card is used to withdraw cash.
  • Receive other important information via SMS such as balance inquiry, debit or credit alerts, and transaction details.
• Legal Disclaimer: Users are advised not to use their debit card or online banking facility for collecting and effecting/remitting payments directly/indirectly outside India towards overseas foreign exchange trading through electronic/internet trading portals, as this contravenes the Foreign Exchange Management Act (FEMA), 1999, and regulations relating to Know Your Customer (KYC) norms/Anti Money Laundering (AML) standards.
• Terms and Conditions: General guidelines are available for using the Debit Card responsibly and making the most of its benefits.
• Important Links: Access to various FAQs and terms and conditions related to card renewal, authentication, protection, benefits, and general usage.