Samsung Axis Bank Infinite Credit Card – சலுகைகள், கட்டணங்கள் & தகுதி

Samsung Axis Bank Infinite Credit Card

Introduction

The Samsung Axis Bank Infinite Credit Card is a premium co-branded credit card offered by Axis Bank in collaboration with Samsung, an electronics corporation. This card is specifically designed to provide extensive benefits for Samsung shoppers, travelers, and diners. While currently applications for the Samsung Axis Bank Infinite Credit Card are not being accepted (with applicants advised to apply for the Samsung Axis Bank Signature Credit Card instead), the card offers a robust suite of perks, including 30,000 EDGE Reward Points as a welcome benefit upon fulfilling certain conditions, 10% cashback on Samsung purchases, and accelerated rewards on various spending categories and international transactions. Cardholders can also enjoy complimentary domestic and international airport lounge access, significant dining discounts, and other lifestyle advantages. The terms and conditions for this card are scheduled to be updated on June 20, 2025.

Welcome Benefits

• 30,000 EDGE REWARD Points upon making 3 transactions within 30 days from the card issuance date.
• The Points will be credited to the cardholder’s EDGE Loyalty account within 60 days of fulfilling the condition.
• For specific terms & conditions, refer to the bank's official documents.

Fees

• Joining Fee: ₹5,000 + GST.
• Renewal Fee: ₹5,000 + GST.
• Spend-Based Waiver: The annual fee of ₹5,000 is waived on spending ₹7 Lakh or more in the previous year.
• Rewards Redemption Fee: ₹99 + GST.
• Foreign Currency Markup: 3.5% of the transaction amount.
• Interest Rates: 3.7% Per Month (equivalent to 55.55% Per Annum).
• Fuel Surcharge: 1% fuel surcharge waiver up to INR 500 per statement/month. This waiver is valid on transactions between INR 400 to INR 5000.
• Cash Advance Charges: 2.5% of the amount withdrawn or a flat ₹500, whichever is higher.

Rewards

Cashback Benefits

• Enjoy 10% cashback on all purchases made for Samsung Products, including EMI transactions.
• This cashback is valid at Physical Stores, Amazon, and Samsung service centers.
• The cashback earned will be directly credited to your credit card statement.
• Cashback is capped at INR 5,000 per calendar month and INR 20,000 per annum.

Accelerated Rewards

• Earn 15 EDGE REWARD POINTS on every Rs 100 spent with preferred partners: BigBasket, Tata1mg, UrbanCompany, Myntra, and Zomato.
• Earn 15 EDGE REWARD POINTS on every Rs 100 spent on all international transactions.
• Earn 5 EDGE REWARD POINTS on every Rs. 100 spent on all other domestic transactions.
• Exclusions: No EDGE Points are earned on transactions like Fuel, EMIs (non-Samsung purchases), Wallet loading, cash advances, jewelry purchases, outstanding balance payments, and rental payments.

Complimentary Lounge Access

• Domestic Lounge Access: Enjoy 8 complimentary lounge visits per calendar year at select domestic airports.
  • Access to domestic airport lounges will be based on a minimum eligible spend of Rs. 50,000 in the previous 3 months (effective May 01, 2024).
• International Lounge Access: Get complimentary Priority Pass membership (worth $99) with 6 complimentary International lounge visits in a year.
  • The complimentary Priority Pass membership can be activated upon making one successful transaction within the first 30 days of the card issuance date.

Dining Benefits

• Enjoy complimentary 1 year of free EazyDiner Prime membership, subject to activation of the card within 30 days from the date of issuance. This membership offers a 25% discount at premium restaurants across major cities in India.
• Enjoy up to 25% discount (up to Rs. 800) at 4,000+ restaurants across India under the Axis Bank Dining Delights Program.
• The discount can be availed for transactions above Rs. 2,000 and for a maximum of 2 times a month.
• Please note: This is a portfolio offer valid on this card and is subject to change at the Bank's discretion.

Fuel Surcharge Waiver

• Receive a 1% fuel surcharge waiver up to INR 500 per statement.
• This waiver is applicable on transactions between INR 400 to INR 5000.
• GST on fuel surcharge is non-refundable.
• No cashback or EDGE Points are earned on fuel transactions.

EMI Conversion

• Convert any credit card transaction of INR 2500 or more into easy Equated Monthly Installments (EMIs) by contacting the bank.

Wednesday Delight Offers

• Beat the mid-week blues with exciting offers every Wednesday:
  • Instant savings of up to 15% on flights & hotels via MakeMyTrip.
  • 10% off on orders via Swiggy.
  • 10% off up to Rs. 1000 on Tira.
• Please note: This is a portfolio offer valid on this card and is subject to change at the Bank's discretion.

Rewards Redemption Guide

• EDGE REWARD Points earned with the Samsung Axis Bank Infinite Credit Card are redeemable for vouchers, gifts, products, and more on the Axis EDGE REWARDS portal.
• Value of EDGE Rewards: 1 Edge Reward = ₹0.20.
• EDGE Points can also be transferred to partner Airlines/Hotels Rewards Programs.
• A Rewards Redemption Fee of ₹99 + GST is applicable for redemption.

Card Eligibility Criteria

• The applicant should be between 18 years and 70 years of age.
• The applicant must be an Indian Resident.
• The applicant should have a good and stable income.

Card Review

The Samsung Axis Bank Infinite Credit Card is a premium co-branded offering designed for Samsung enthusiasts and those seeking comprehensive lifestyle benefits. It stands out with a significant 10% cashback on Samsung product purchases, complemented by accelerated EDGE Rewards on popular platforms like BigBasket, Tata1mg, UrbanCompany, Myntra, and Zomato, as well as on international transactions. Beyond shopping, the card provides excellent travel perks including complimentary domestic and international airport lounge access via Priority Pass. Dining benefits, such as a one-year EazyDiner Prime Membership and discounts through the Axis Bank Dining Delights program, further enhance its appeal. While the joining and annual fees are substantial at ₹5,000 + GST, they can be waived based on spending ₹7 Lakh or more in the previous year, making it a valuable option for high-spenders. This card is particularly suited for individuals who frequently purchase Samsung products, travel, and dine out, offering a strong blend of rewards across these categories.

Important Product Details

• Key Benefits:
  • Generous welcome benefit of 30,000 EDGE Reward Points.
  • Market-leading 10% cashback on Samsung product purchases, capped at INR 5,000 per month and INR 20,000 per annum.
  • Accelerated rewards of 15 EDGE Points per ₹100 on select merchant categories and international spends.
  • Complimentary domestic (8 per year) and international (6 per year with Priority Pass) airport lounge access.
  • Complimentary 1-year EazyDiner Prime Membership and up to 25% off dining bills via Axis Bank Dining Delights.
  • 1% fuel surcharge waiver up to INR 500 per month.
  • Option to convert purchases of INR 2,500 or more into easy EMIs.
  • Exclusive "Wednesday Delight" offers on travel (MakeMyTrip) and lifestyle brands (Swiggy, Tira).
• Key Charges/Conditions:
  • Joining Fee: ₹5,000 + GST.
  • Renewal Fee: ₹5,000 + GST, with a waiver condition of ₹7 Lakh annual spend.
  • Rewards Redemption Fee: ₹99 + GST.
  • Foreign Currency Markup: 3.5% of the transaction amount.
  • Interest Rates: 3.7% Per Month (55.55% Per Annum).
  • Domestic lounge access requires a minimum eligible spend of Rs. 50,000 in the previous 3 months (effective May 01, 2024).
  • No EDGE Points are earned on certain transaction types including fuel, non-Samsung EMIs, wallet loading, cash advances, jewelry purchases, outstanding balance payments, and rental payments.
  • Dining and Wednesday Delight offers are portfolio-based and subject to change at the Bank's discretion.

Other Details

• Applications for the Samsung Axis Bank Infinite Credit Card are currently not being accepted. Applicants are advised to consider the Samsung Axis Bank Signature Credit Card instead.
• The Terms & Conditions of Samsung Axis Bank Credit Card will be updated effective 20th June, 2025.
• An add-on credit card can be obtained for family members without any additional annual or joining fee.