No Annual Fee Prepaid Cards
Explore top cards like the RBL Bank Namma Metro Mts Prepaid Card.
1 Cards Found
RBL Bank Namma Metro Mts Prepaid Card
prepaidJoining Fee:
₹100 + GST
Renewal Fee:
Free (1st year)
Reward Type:
Prepaid Cards With No Renewal Fee
All four prepaid cards here waive the renewal fee, though three still carry a modest joining fee - check both fees separately rather than assuming "no annual fee" means free at every step.
Employer-Issued vs Self-Applied
HDFC Bank Payroll Prepaid Card is typically arranged through your employer, not applied for independently. The RBL Bank cards are the ones you can apply for directly, with metro-specific benefits for regular commuters.
Zero-Renewal-Fee Prepaid Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| HDFC Bank Payroll Prepaid Card | Not Available | Reward Points | ₹250 — Employer-issued payroll spending |
| RBL Bank Namma Metro Mts Prepaid Card | ₹100 + GST | — | ₹100 + GST — Metro travel, utilities |
| RBL Bank Namma Metro Ncmc Prepaid Card | Not Available | — | ₹50 + GST — Metro travel, utilities |
| RBL Bank Namma (BMRCL) Metro NCMC Card | Not Available | — | ₹100 + GST — Travel, utilities, shopping |
How to Choose
Zero renewal fee here doesn't always mean zero joining fee
All four cards on this list waive the renewal fee, but the RBL Bank variants still charge a joining fee - ₹100 + GST for the MTS and Primario cards, ₹50 + GST for the NCMC card - and HDFC Bank Payroll Prepaid Card's joining fee (₹250) differs too, so check the joining cost separately from the renewal waiver.
RBL's Namma Metro cards are transit-specific
RBL Bank Namma Metro Mts Prepaid Card and RBL Bank Namma Metro Ncmc Prepaid Card are both built around metro travel and utilities use, useful if you're a regular metro commuter rather than as a general-purpose prepaid card.
HDFC Payroll is an employer-issued card, not a retail purchase
HDFC Bank Payroll Prepaid Card is typically issued through an employer's payroll arrangement rather than something an individual applies for directly - check with your employer if this is the route you're considering.