Federal Bank Credit Cards
Federal Bank – Scapia Travel Card & South India's Trusted Bank
6
₹46
Federal Bank Visa Celesta Credit Card
Reward Points, Not Applicable
About This Bank
Federal Bank Credit Cards — 2026 Overview
Federal Bank has positioned itself as a travel-forward credit card issuer by partnering with Scapia — a fintech platform focused on flight and hotel bookings. The Scapia Federal Bank card became one of India's most-discussed credit card launches, offering unlimited domestic lounge access and zero forex charges at no annual fee. Federal Bank also issues the popular OneCard metal credit card for FPL Technologies.
Portfolio Highlights
Scapia Federal Bank Card: Federal Bank's co-branded flagship for travel. Zero forex markup on all international transactions, 10%+ rewards on travel bookings via the Scapia app, unlimited domestic airport lounge access for primary and add-on cardholders, and no annual fee. An outstanding card for frequent domestic and international travellers.
Federal Bank RuPay Signet: Federal Bank's RuPay-powered card for everyday spending, optimised for UPI and domestic transactions with reward points on grocery, utility, and online spends.
Federal Bank Celesta (Visa): A premium Visa card offering elevated rewards on dining, shopping, and lifestyle categories with complimentary lounge access and milestone benefits.
Federal Bank Imperio: A mid-tier lifestyle card with dining and entertainment rewards, suited for customers seeking premium features at a moderate annual fee.
OneCard (via Federal Bank): Federal Bank is one of the banking partners for OneCard — a stainless-steel metal credit card (lifetime free, 5X on top-2 categories) issued by FPL Technologies. Federal Bank issues OneCards for a segment of applicants.
South India Presence
Federal Bank has over 1,400 branches and 2,000+ ATMs, with a particularly dense network in Kerala, Tamil Nadu, and Karnataka. This makes it the most accessible premium private-sector bank for customers in South India who want a relationship banker alongside their credit card.
Featured Federal Bank Cards
Scapia Federal Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank RuPay Signet Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank Visa Celesta Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank Imperio Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank RuPay Wave Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21–60 years
Eligibility for Federal Bank Credit Cards
General Criteria
- Age: 21–60 years
- Income: ₹3 lakh p.a. (Signet / entry); ₹4 lakh+ (Scapia); ₹6 lakh+ (Celesta / Imperio)
- Credit Score: 700+ recommended
- Employment: Salaried or self-employed
Scapia Federal Bank Card
The Scapia card is applied for directly through the Scapia mobile app (iOS and Android). The application is digital-first with income verification via netbanking or salary slip. Federal Bank underwrites the credit and sets the credit limit. No branch visit is required.
Traditional Federal Bank Cards
Federal Bank Signet, Celesta, and Imperio can be applied for at Federal Bank branches across India or via the FedMobile app for existing Federal Bank customers.
Key Documents
- PAN card
- Aadhaar / passport (address proof)
- Last 3 months' salary slips or bank statements
- ITR for self-employed applicants
All Federal Bank Credit Cards
Federal Bank Visa Celesta Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank RuPay Wave Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank RuPay Signet Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank Imperio Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Scapia Federal Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Federal Bank StarBiz Visa Credit Card
Joining Fee:
₹275 + GST
Renewal Fee:
₹275 + GST
Rewards Type:
Not Applicable