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Scapia Federal Credit Card

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Scapia Federal Credit Card
Last updated: 28 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Lifetime free status with zero joining, annual, and forex fees.

Rewards Rate

Earn 20% Scapia Coins on travel via app (~4% reward rate); 10% on other spends (~2% reward rate).

Reward Type

Reward Points

Reward Redemption

Scapia Coins redeemable 100% for travel bookings (hotels/flights) only on the Scapia app.

Domestic Lounge Access

Unlimited domestic lounge access by spending ₹10k (Visa) / ₹15k (RuPay) each billing cycle.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

20% Scapia Coins on travel via app, No Cost EMI for flights/hotels, zero foreign currency markup.

What matters, explained clearly

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Frequently Asked Questions

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