DBS Bank Credit Cards
DBS Bank India - Digital-First Cards
2
₹25,250
DBS Spark Credit Card
Reward Points
About This Bank
DBS Bank India Credit Cards - 2026
DBS Bank India, the Indian subsidiary of Singapore's DBS Group, runs a small, deliberately polarized two-card lineup: an accessible everyday-spend card and a super-premium travel card, with nothing in between.
DBS Cards Compared
| Card | Annual Fee | Reward Type | Best For |
|---|---|---|---|
| DBS Spark | ₹499 + GST | Reward Points | Shopping, utilities, and dining rewards |
| DBS Vantage | ₹50,000 + GST | Reward Points | Super-premium travel & international spend |
DBS Spark is the practical entry point - a modest ₹499 fee against reward points on everyday categories (shopping, utilities, dining), well-suited to digital-native customers who want a straightforward rewards card without a large annual commitment.
DBS Vantage sits at the opposite extreme: a ₹50,000 fee positions it squarely against India's other super-premium cards, aimed at high-spend customers who travel internationally and will use premium lounge, concierge, and lifestyle benefits enough to offset the fee.
Explore the full card portfolio below to find the right card for your spending profile.
Featured DBS Bank Cards
DBS Vantage Credit Card
Joining Fee:
₹50,000 + GST
Renewal Fee:
₹50,000 + GST
Reward Type:
Reward Points
DBS Spark Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All DBS Bank Credit Cards
Browse & filter all DBS Bank cards →DBS Spark Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
DBS Vantage Credit Card
Joining Fee:
₹50,000 + GST
Renewal Fee:
₹50,000 + GST
Reward Type:
Reward Points