DBS Bank Credit Cards

DBS Bank India Credit Cards - 2026

DBS Bank India, the Indian subsidiary of Singapore's DBS Group, runs a small, deliberately polarized two-card lineup: an accessible everyday-spend card and a super-premium travel card, with nothing in between.

DBS Spark is the practical entry point - a modest ₹499 fee against reward points on everyday categories (shopping, utilities, dining), well-suited to digital-native customers who want a straightforward rewards card without a large annual commitment.

DBS Vantage sits at the opposite extreme: a ₹50,000 fee positions it squarely against India's other super-premium cards, aimed at high-spend customers who travel internationally and will use premium lounge, concierge, and lifestyle benefits enough to offset the fee.

Why Choose DBS Bank India

• Genuinely deliberate two-tier lineup - no confusing middle-tier decision paralysis
• Vantage's international spend multiplier (8 VP/₹200) is among the higher rates for a super-premium card
• Spark's flat reward rate is simple to track with no rotating or capped categories
• Digital-first onboarding through the digibank app suits customers who prefer not to visit a branch
• Existing digibank account holders get streamlined, often pre-approved processing

Explore the full card portfolio below to find the right card for your spending profile.