Bank of Maharashtra Credit Cards
Bank of Maharashtra - Credit Cards
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BoM Credit Card
Reward Points
About This Bank
About Bank of Maharashtra
Bank of Maharashtra is a public-sector bank, founded in 1935 and headquartered in Pune, serving retail and government-employee customers. It offers two credit cards: a standard unsecured BoM Credit Card built around fuel surcharge waivers, dining discounts, and utility bill payment rewards; and a secured, FD-backed BoM Secured Credit Card for applicants who don't meet the regular income or credit-history requirements.
Bank of Maharashtra's Card Lineup Compared
| Card | Annual Fee | Approval Basis | Best For |
|---|---|---|---|
| BoM Credit Card | Nil | Income & credit score | Applicants meeting standard eligibility |
| BoM Secured Credit Card | Nil | Fixed deposit | Building credit without income proof |
Card-by-Card Breakdown
BoM Credit Card is the standard, unsecured option - free to hold, with fuel surcharge waivers, dining discounts, and utility bill rewards, suited to applicants who comfortably meet the regular income and credit-score bar.
BoM Secured Credit Card offers the same benefit set but substitutes a fixed deposit for income and credit-history requirements - your credit limit is set as a percentage of the FD, making it accessible to students, first-time cardholders, or anyone rebuilding credit.
Applying for a Bank of Maharashtra Credit Card
For the standard card, applicants generally need a minimum income of ₹3 lakh p.a. and a CIBIL score of 700+. If you don't meet that bar, the secured card removes the income/credit-history dependency entirely by requiring a qualifying fixed deposit instead - a practical fallback rather than a lesser product, since both cards share the same core benefits.
Explore the full card portfolio below to find the right card for your spending profile.
Featured Bank of Maharashtra Cards
BoM Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BoM Secured Credit Card
Joining Fee:
Nil (This is a lifetime free credit card).
Renewal Fee:
Nil (This is a lifetime free credit card).
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All Bank of Maharashtra Credit Cards
Browse & filter all Bank of Maharashtra cards →BoM Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BoM Secured Credit Card
Joining Fee:
Nil (This is a lifetime free credit card).
Renewal Fee:
Nil (This is a lifetime free credit card).
Reward Type:
Reward Points