यूनियन बैंक ऑफ इंडिया Cards
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Union Bank of India Credit Cards
Union Bank of India offers 6 cards, mostly free or low fee at joining.
Start with a RuPay-network card (Divaa, Platinum, Select) if fee is the priority; JCB Health/Wellness step up in fee for premium/wellness-oriented benefits.
Union Bank of India Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| यूनियन बैंक ऑफ इंडिया दिवा रुपए क्रेडिट कार्ड | Free (1st year) | Reward Points | Travel, shopping, lifestyle |
| यूनियन प्लैटिनम रुपए क्रेडिट कार्ड | Free (1st year) | Reward Points, Cashback | Utilities, travel, dining |
| यूनियन सेलेक्ट रुपए क्रेडिट कार्ड | Free (1st year) | Reward Points, Cashback | Travel, shopping, utilities |
| यूनियन जेसीबी हेल्थ क्रेडिट कार्ड | ₹499 + GST | Reward Points | Utilities, travel, premium |
| यूनियन यूनी कार्बन क्रेडिट कार्ड | ₹499 + GST | Reward Points, Cashback | Fuel |
| यूनियन जेसीबी वेलनेस क्रेडिट कार्ड | ₹999 + GST | Reward Points | Premium, travel, dining |
कैसे चुनें
Most Union Bank cards are free at joining, renewal fees vary
Union Platinum RuPay and Union Select RuPay both waive the joining fee but charge ₹299 + GST and ₹499 + GST respectively at renewal. Union JCB Health and Uni Carbon RuPay charge fees at both joining and renewal.
JCB co-brands lean health/wellness and premium
Union JCB Health Credit Card (₹499 + GST) and Union JCB Wellness Credit Card (₹999 + GST) are positioned around utilities/travel/premium spend at a higher fee than Union's RuPay-network cards.
Uni Carbon RuPay is Union Bank's fuel-focused card
Uni Carbon RuPay Credit Card (₹499 + GST) lists Fuel as its sole best-suited category, distinct from Union's broader lifestyle cards.