Best Air Miles & Travel Points Credit Cards

These are all fee-bearing, premium-tier cards

Unlike cashback or reward-points cards, there's no free entry option among air-miles cards here - Citibank PremierMiles and Standard Chartered Emirates World both charge ₹3,000 + GST, while Citibank Prestige is a flagship product at ₹20,000 + GST. Air-miles earning typically requires a higher fee tier because the transfer partnerships and travel benefits cost more to fund.

Match the card to your airline loyalty, if you have one

Standard Chartered Emirates World is explicitly tied to Emirates' Skywards programme, making it the natural fit if you already fly Emirates regularly. Citibank PremierMiles and Prestige are more general-purpose travel-points cards without a single-airline tie-in.

Prestige is a much bigger commitment than PremierMiles

At ₹20,000 + GST, Citibank Prestige is priced for very high, consistent travel spend with correspondingly stronger benefits (lounge access, concierge, elevated transfer ratios). PremierMiles, at ₹3,000 + GST, is the more accessible entry point into air-miles earning.