Standard Chartered Priority Visa Infinite Credit Card VS Standard Chartered Platinum Rewards Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Platinum Rewards Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Enjoy the benefit of zero joining and annual fees, making it a truly complimentary card.
Earn accelerated reward points on international and retail fashion expenditures.
Access 4 complimentary domestic lounges quarterly and international lounges via Priority Pass.
Benefit from comprehensive insurance, including air accident and overseas medical cover.
Receive complimentary golf games and coaching sessions, enhancing your lifestyle.
Pros
Key benefits and features.
Can be lifetime free by spending INR 500 within 30 days of card issuance.
Earns 5x reward points on dining and fuel spends (INR 150 = 5 RP).
No monthly cap on accelerated rewards earned on dining and fuel.
Provides lifetime free supplementary credit cards for family members.
Instant approval on application without extensive documentation (VKYC available).
Cons
Key drawbacks and limitations.
International lounge access via Priority Pass is chargeable after complimentary visits.
The card is exclusive to Priority Banking clients, significantly limiting its accessibility.
A foreign currency markup of 3.5% plus GST is applicable on all overseas transactions.
A rewards redemption fee of Rs. 99 is applicable for every redemption transaction.
Cons
Key drawbacks and limitations.
A rewards redemption fee of INR 99 per request is applicable.
A foreign currency markup of 3.5% is charged on international transactions.
Cash advance transactions incur a fee of 3% (minimum INR 300).
A processing fee of 1% + taxes is applicable on rental payments.
No fuel surcharge waiver, despite earning rewards on fuel purchases.