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SBI Card ELITE Advantage VS Yes Bank Marquee Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026

Both SBI Card ELITE Advantage and Yes Bank Marquee Credit Card suit travel-focused spenders, but they earn and cost differently. SBI Card ELITE Advantage costs ₹4,999 + GST and earns 5X Reward Points on Dining, Departmental/Grocery spends; 2 RP per Rs. 100 on all other spends. Yes Bank Marquee Credit Card costs ₹9,999 + GST and earns 36 Reward Points on ₹200 online spends (4.5%) & 18 Reward Points on ₹200 offline spends (2.25%). SBI Card ELITE Advantage also brings 2 complimentary Domestic Airport Lounge visits every quarter in India, while Yes Bank Marquee Credit Card counters with 6 complimentary domestic airport lounge visits each quarter for primary/add-on cardholders. Weigh the fee against the reward rate above to see which fits your spending pattern better.

SBI Card ELITE Advantage
SBI Card ELITE Advantage
Yes Bank Marquee Credit Card
Yes Bank Marquee Credit Card

Fees & Charges

Joining Fee₹4,999 + GST
Joining Fee₹9,999 + GST
Renewal Fee₹4,999 + GST
Renewal Fee₹4,999 + GST
Spend Based WaiverAnnual fee reversal on annual spends of Rs. 10 lakhs.
Spend Based WaiverAnnual fee waived on spending Rs. 10 Lakh in a year.
Foreign Transaction FeesLowest foreign currency mark-up charge of 1.99% on international usage.
Foreign Transaction Fees1% of the transaction amount.
Interest Rate (APR)
Interest Rate (APR)2.99% per month (35.88% annually).

Rewards & Benefits

Welcome BonusRs. 5,000 e-Gift Voucher, Rs. 6,000 movie tickets annually, and up to 50,000 bonus reward points.
Welcome Bonus40,000 Reward Points & complimentary ETPrime subscription voucher worth ₹3,199.
Rewards Rate5X Reward Points on dining, departmental stores, and grocery. 2 Reward Points per Rs. 100 on other spends.
Rewards RateEarn 36 RP on ₹200 online (4.5%), 18 RP on ₹200 offline (2.25%), 10 RP on ₹200 utilities (1.25%).
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption Fee
Reward Redemption Fee₹100 + GST

Travel & Lifestyle

Domestic Lounge Access2 complimentary domestic airport lounge visits every quarter.
Domestic Lounge Access6 complimentary visits/quarter for primary/add-on + 2 guest visits/quarter (spend ₹1L/quarter).
International Lounge Access6 complimentary international airport lounge visits per calendar year (max 2 per quarter).
International Lounge AccessUnlimited access for primary/add-on cardholders + 4 guest visits/year.
Travel BenefitsComplimentary Priority Pass, 6 international & 2 domestic lounge visits quarterly. Low 1.99% forex markup.
Travel BenefitsLow 1% foreign currency markup; extensive lounge access; travel assistance.
Movie BenefitsFree movie tickets worth Rs. 6,000 every year, valid on primary cards only.
Movie BenefitsBuy One Get One (BOGO) on movie tickets, capped at 3/month (max ₹800/ticket).
Dining Benefits5X Reward Points on dining. Up to 25% discount at 500+ restaurants.
Dining Benefits15% discount at select restaurants.
Golf Benefits4 complimentary green fees access, up to 50% off on games, 1 complimentary lesson per month.
Golf BenefitsWaiver of 4 Green Fees; 1 complimentary golf lesson per month at select courses.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500-Rs. 4,000. Max waiver Rs. 250/month.
Fuel Surcharge Waiver1% waiver on transactions ₹500-₹5,000, max ₹1,000/statement cycle.

Security & Other

Insurance BenefitsComplimentary credit card fraud liability cover of Rs. 1 lakh.
Insurance BenefitsCredit Shield Cover of Rs. 3 Lakh; 6-month accidental damage insurance for online electronics.
Cash Advance Charges
Cash Advance Charges2.5% or ₹650, whichever is higher.
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Apply Now(opens in new tab)
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

SBI Card ELITE Advantage

Yes Bank Marquee Credit Card

Who is it for?

The SBI Card ELITE is a premium credit card issued by SBI Card, designed for individuals seeking exclusive lifestyle benefits, travel privileges, and a rewarding experience. Its key differentiating features include a substantial welcome e-Gift Voucher, complimentary movie tickets, and a generous bonus reward points program based on annual spending, coupled with extensive lounge access and a low foreign currency markup.

Who is it for?

The Yes Bank Marquee Credit Card is a super-premium offering designed for individuals seeking extensive benefits across travel, shopping, and entertainment. It features unlimited international airport lounge access, buy-one-get-one-free movie tickets, and an accelerated reward points program. With a low 1% foreign currency markup and purchase protection, it's ideal for frequent travelers and high spenders who can maximize its premium perks.

Pros

Key benefits and features.

Generous welcome benefits including a Rs. 5,000 e-Gift Voucher and Rs. 6,000 movie tickets.

Significant milestone benefits offering up to 50,000 bonus reward points annually.

Complimentary international (6 visits) and domestic (2 visits/quarter) airport lounge access.

Lowest foreign currency markup at 1.99% makes international spends more economical.

Accelerated 5X reward points on dining, departmental stores, and grocery spends.

Pros

Key benefits and features.

Ideal for international travelers due to unlimited international lounge access and a low 1% foreign currency markup.

Attractive for entertainment lovers, offering BOGO movie tickets and dining discounts.

Accelerated reward points on online and offline spends, including specific utility payments.

Cons

Key drawbacks and limitations.

Annual and renewal fees of Rs. 4,999 + taxes apply if spend-based waiver criteria are not met.

A usage fee of $27 + taxes is charged for international lounge visits beyond complimentary quota.

Priority Pass membership is valid for 2 years only, requiring re-evaluation thereafter.

Cons

Key drawbacks and limitations.

The card has a high joining fee of Rs. 9,999 + GST, making initial cost significant.

Welcome benefits, while valuable, may seem limited compared to the high joining charge.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for SBI Card ELITE Advantage(opens in new tab)Apply for Yes Bank Marquee Credit Card(opens in new tab)