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RBL Bankbazaar SaveMax Credit Card VS RBL Bankbazaar SaveMax Pro Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026
RBL Bankbazaar SaveMax Credit Card
RBL Bankbazaar SaveMax Credit Card
RBL Bankbazaar SaveMax Pro Credit Card
RBL Bankbazaar SaveMax Pro Credit Card

Fees & Charges

Joining Fee₹1,500 + GST
Joining Fee₹1,499 + GST
Renewal Fee₹1,500 + GST
Renewal Fee₹1,499 + GST
Spend Based WaiverRenewal fees applicable on various Credit Cards may vary from Cardmember to Cardmember.
Spend Based Waiver
Foreign Transaction Fees3.49% of the transaction value
Foreign Transaction Fees3.49% of the transaction value.
Interest Rate (APR)APR up to 3.99% per month (47.88% per annum)
Interest Rate (APR)APR up to 3.99% p.m. (47.88% p.a.).

Rewards & Benefits

Welcome BonusNA
Welcome BonusReceive 5000 reward points upon making your first transaction within 30 days and paying the first year's annual fee.
Rewards RateEarn 5x Reward Points on groceries (up to 1,000 points/month) and 1 point per INR 100 on others.
Rewards Rate10x points on groceries, 5x on fuel, 2x on other spends.
Reward TypeReward Points, Cashback
Reward TypeReward Points, Cashback
Reward Redemption Fee
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel Benefits
Travel Benefits
Movie Benefits10% discount on BookMyShow, up to INR 100 every month.
Movie Benefits10% instant discount on BookMyShow once a month, up to INR 100.
Dining Benefits10% cashback on Zomato, up to INR 100 every month.
Dining Benefits10% Cashback on Zomato, up to INR 100 in a month.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver
Fuel Surcharge Waiver

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% (Minimum INR 500) of the cash amount
Cash Advance Charges2.5% (Minimum INR 500) of the cash amount.
Apply Now(opens in new tab)
Apply Now(opens in new tab)
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

RBL Bankbazaar SaveMax Credit Card

RBL Bankbazaar SaveMax Pro Credit Card

Who is it for?

The RBL Bankbazaar SaveMax Credit Card is a mid-range card designed for everyday spending, offering significant value. It provides 10% instant discounts on BookMyShow and 10% cashback on Zomato, each up to INR 100 monthly. Cardholders also earn 5x Reward Points on grocery spends, capped at 1,000 points monthly, and receive a free credit advisory report from BankBazaar.com.

Who is it for?

The RBL Bankbazaar SaveMax Pro Credit Card is an exclusive invite-only card designed for rewarding daily expenses. It offers significant benefits like a 10% instant discount on BookMyShow and 10% cashback on Zomato, making it ideal for entertainment and dining. Cardholders also earn accelerated 10X reward points on groceries and 5X on fuel, catering to essential lifestyle spending. This mid-range card provides a strong value proposition for users focused on specific lifestyle and everyday spending categories.

Pros

Key benefits and features.

Enjoy 10% instant discount on BookMyShow, making movie outings more affordable.

Get 10% cashback on Zomato orders, saving money on your dining experiences.

Earn 5x Reward Points on grocery spends, maximizing savings on essential purchases.

Receive a valuable free monthly credit advisory report from BankBazaar.com.

Wide acceptance with availability on both MasterCard and VISA networks.

Pros

Key benefits and features.

Enjoy significant savings with 10% instant discount on BookMyShow.

Get rewarded for dining out with 10% cashback on Zomato orders.

Accelerated 10X reward points on grocery spends for daily essentials.

Earn 5X reward points on fuel, helping save on transportation costs.

Generous welcome benefit of 5000 reward points on first transaction.

Cons

Key drawbacks and limitations.

High joining and annual fees of ₹1500 + GST, which might deter some users.

Reward points are not accrued on many common categories like fuel and utilities.

Cashback and discount benefits on Zomato and BookMyShow are capped monthly.

The spend-based waiver for renewal fees is vague and not clearly defined.

High foreign currency markup of 3.49% makes international spends costly.

Cons

Key drawbacks and limitations.

This RBL Bank card is invite-only, limiting general accessibility for applicants.

High Annual Percentage Rate (APR) of up to 47.88% p.a. on outstanding balances.

Many categories like utilities, insurance, and education are excluded from rewards.

Renewal fee waiver conditions are not clearly specified for this card.

Foreign currency markup of 3.49% is relatively high for international transactions.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for RBL Bankbazaar SaveMax Credit Card(opens in new tab)Apply for RBL Bankbazaar SaveMax Pro Credit Card(opens in new tab)