RBL Bank RazorpayX Corporate Purchase Card VS RBL Bank Razorpayx Corporate T&E Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
RBL Bank RazorpayX Corporate Purchase Card
RBL Bank Razorpayx Corporate T&E Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Enjoy zero joining and annual fees, making it a cost-effective business solution.
Benefit from up to 50 days of interest-free credit, enhancing cash flow management.
Experience a low foreign currency markup of 2.5% on all international transactions.
Robust fraud protection up to ₹20 lakh ensures secure business spending.
Access exclusive platforms like Nuclei and XOXO Day for valuable business discounts.
Pros
Key benefits and features.
Enjoy the RBL Bank RazorpayX Card with absolutely zero joining and annual fees.
Comprehensive travel insurance, including ₹1 Crore air accident cover, ensures peace of mind.
Flexi Limit feature allows efficient management of credit limits across multiple employee cards.
Access exclusive discounts on essential SaaS tools through the integrated Nuclei platform.
As a corporate liability product, it ensures no impact on individual cardholder's credit score.
Cons
Key drawbacks and limitations.
The card offers no specific benefits for dining, entertainment, travel, or golf.
Reward points are not earned on utility, insurance, fuel, government, or rental expenses.
A rewards redemption fee of ₹99 + GST applies to all point redemptions.
Cons
Key drawbacks and limitations.
Reward points accumulation on the card is capped at 5,000 points per statement cycle.
Accumulated reward points on the RBL Bank RazorpayX Corporate T&E Card have a limited validity of 2 years.
A redemption fee of INR 99 + GST is applicable each time you redeem your reward points.
Insurance covers are standard and cannot be customized to specific corporate requirements.