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Landmark Rewards SBI Card VS Max SBI Card SELECT

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026

Fees & Charges

Joining Fee₹499 + GST
Joining Fee₹1,499 + GST
Renewal Fee₹499 + GST
Renewal Fee₹1,499 + GST
Spend Based Waiver
Spend Based WaiverNil
Foreign Transaction Fees
Foreign Transaction Fees3.5% of the total transaction value.
Interest Rate (APR)
Interest Rate (APR)3.5% per month or 42% per annum.

Rewards & Benefits

Welcome BonusGet 2,000 bonus reward points worth Rs. 500 on payment of annual fees.
Welcome BonusEarn 6,000 bonus reward points (worth Rs. 1,500) and Rs. 100 cashback on first ATM withdrawal.
Rewards Rate10 RP per Rs. 100 at Landmark Stores; 5 RP per Rs. 100 on Dining, Movies & International; 1 RP on others.
Rewards RateEarn 15 RP/Rs. 100 at Landmark stores; 10 RP/Rs. 100 on dining, movies, international; 2 RP/Rs. 100 on other retail.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption Fee
Reward Redemption FeeRs. 99

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge AccessNo complimentary airport or railway lounge access.
International Lounge Access
International Lounge AccessNo complimentary airport or railway lounge access.
Travel Benefits
Travel Benefits
Movie Benefits5 Reward points per Rs. 100 spent on Movies.
Movie BenefitsEarn 10 Reward Points per Rs. 100 spent on movies.
Dining Benefits5 Reward points per Rs. 100 spent on Dining.
Dining BenefitsEarn 10 Reward Points per Rs. 100 spent on dining.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Max waiver of Rs. 100 per cycle.
Fuel Surcharge Waiver1% waiver on transactions Rs. 500-3,000, max Rs. 100 per statement cycle.

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges
Cash Advance Charges2.5% of transaction amount (Minimum Rs. 500).
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Landmark Rewards SBI Card

Max SBI Card SELECT

Who is it for?

Who is it for?

Pros

Key benefits and features.

Accelerated rewards on shopping at Landmark Group stores, ideal for frequent shoppers.

Significant bonus reward points on achieving annual retail spend milestones.

Convenient instant redemption of reward points at various partner stores.

Offers contactless payment, global acceptance, and easy EMI conversion options.

Pros

Key benefits and features.

Exceptional reward earnings, especially at Landmark Group stores, dining, and international spends.

Valuable welcome and renewal bonus points, along with attractive milestone benefits.

Unique flexibility to convert SBI Reward Points into Landmark Rewards for better redemption.

Wide global acceptance and convenient contactless payment features for everyday use.

Cons

Key drawbacks and limitations.

Reward points are primarily focused on specific Landmark Group stores, limiting broader utility.

The card has a joining and renewal fee that is not waived based on spending.

Lacks premium travel, lounge access, or comprehensive insurance benefits.

General retail purchases earn a very low reward rate of just 1 point per Rs. 100.

Cons

Key drawbacks and limitations.

Lacks complimentary airport lounge access, which is a common feature in premium cards.

High foreign currency markup of 3.5% makes international spending less attractive.

A rewards redemption fee of Rs. 99 applies, reducing the overall value of points.

No spend-based waiver for the annual fee, which is a drawback for some users.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.