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Lifestyle Home Centre SBI Card VS Lifestyle Home Centre SBI Card Prime VS Lifestyle Home Centre SBI Card SELECT VS Landmark Rewards SBI Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026
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CheQ AU Credit Card

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CheQ AU Credit Card
Lifestyle Home Centre SBI Card
Lifestyle Home Centre SBI Card
Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card SELECT
Lifestyle Home Centre SBI Card SELECT
Landmark Rewards SBI Card
Landmark Rewards SBI Card

Fees & Charges

Joining Fee₹499 + GST
Joining Fee₹2,999 + GST
Joining Fee₹1,499 + GST
Joining Fee₹499 + GST
Renewal Fee₹499 + GST
Renewal Fee₹2,999 + GST
Renewal Fee₹1,499 + GST
Renewal Fee₹499 + GST
Spend Based Waiver
Spend Based Waiver
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.5% of the transaction amount + applicable taxes.
Foreign Transaction Fees3.5%.
Foreign Transaction Fees
Foreign Transaction Fees
Interest Rate (APR)3.5% per month (42% per annum) on the due amount.
Interest Rate (APR)3.50% per month (finance charge).
Interest Rate (APR)
Interest Rate (APR)

Rewards & Benefits

Welcome Bonus2,000 bonus reward points worth Rs. 500 on activation/annual fee payment & Rs. 100 cashback on first ATM withdrawal.
Welcome Bonus12,000 bonus reward points worth Rs. 3,000 on payment of annual fees.
Welcome BonusGet 6,000 Bonus Reward Points worth Rs. 1,500 on payment of Annual Fees.
Welcome BonusGet 2,000 bonus reward points worth Rs. 500 on payment of annual fees.
Rewards RateEarn 10 RP/Rs. 100 at Landmark Stores; 5 RP/Rs. 100 on Dining, Movies, International; 1 RP/Rs. 100 on other retail.
Rewards RateUp to 25 Reward Points per Rs. 100 on Landmark stores; 10 points on Dining, Movies & International Spends.
Rewards RateEarn up to 15 Reward Points per Rs. 100 on Landmark stores; 10 RP on Dining, Movies & International spends.
Rewards Rate10 RP per Rs. 100 at Landmark Stores; 5 RP per Rs. 100 on Dining, Movies & International; 1 RP on others.
Reward TypeReward Points
Reward TypeReward Points
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeRs. 99 per redemption request.
Reward Redemption FeeRs. 99.
Reward Redemption Fee
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge AccessAvail 8 complimentary visits to domestic airport lounges per year (maximum 2 per quarter).
Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge AccessComplimentary Priority Pass Membership with 4 visits per year (max 2 per quarter).
International Lounge Access
International Lounge Access
Travel Benefits
Travel BenefitsComplimentary domestic and international lounge access.
Travel Benefits
Travel Benefits
Movie BenefitsEarn 5 Reward Points per Rs. 100 spent on Movies.
Movie BenefitsEarn 10 Reward Points on every Rs. 100 spent at dining and movies.
Movie BenefitsEarn 10 Reward Points per Rs. 100 spent on Movies.
Movie Benefits5 Reward points per Rs. 100 spent on Movies.
Dining BenefitsEarn 5 Reward Points per Rs. 100 spent on Dining.
Dining BenefitsEarn 10 Reward Points on every Rs. 100 spent at dining and movies.
Dining BenefitsEarn 10 Reward Points per Rs. 100 spent on Dining.
Dining Benefits5 Reward points per Rs. 100 spent on Dining.
Golf Benefits
Golf Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver for transactions between Rs. 500-Rs. 3,000, capped at Rs. 100/month.
Fuel Surcharge Waiver1% waiver on transactions between Rs. 500-3,000; max waiver of Rs. 250 per cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, max Rs. 100/cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Max waiver of Rs. 100 per cycle.

Security & Other

Insurance Benefits
Insurance Benefits
Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% of amount withdrawn or flat Rs. 500, whichever is higher.
Cash Advance Charges2.5% or Rs. 500, whichever is higher, at national and international ATMs.
Cash Advance Charges
Cash Advance Charges
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Lifestyle Home Centre SBI Card

Lifestyle Home Centre SBI Card Prime

Lifestyle Home Centre SBI Card SELECT

Landmark Rewards SBI Card

Who is it for?

The Lifestyle Home Centre SBI Card is a specialized shopping credit card designed for frequent shoppers at Landmark Group stores. It offers accelerated reward points on purchases at Lifestyle, Home Centre, Max, and Spar, along with significant milestone benefits and an annual renewal bonus. Cardholders can earn up to 16,000 reward points annually and redeem them instantly at partner stores. This card is ideal for individuals seeking strong rewards on their retail and lifestyle spending.

Who is it for?

The Lifestyle Home Centre SBI Card Prime was a premium rewards credit card from SBI Card, ideal for individuals who enjoy shopping and dining. It offered generous welcome and milestone reward points, accelerated earnings at Landmark Stores, and complimentary domestic and international lounge access. Positioned for shopaholics, it provided valuable travel perks and high reward benefits on shopping, dining, and movies. Please note that this card has been discontinued.

Who is it for?

The Lifestyle Home Centre SBI Card SELECT is a co-branded credit card designed for frequent shoppers at Landmark Stores like Lifestyle, Home Centre, and Max. It offers significant reward points, a generous welcome bonus, and milestone rewards. This card is ideal for individuals looking to maximize savings on their retail and lifestyle purchases.

Who is it for?

The Landmark Rewards SBI Card is tailored for frequent shoppers at Landmark Group stores, offering superior convenience and rewarding benefits. Cardholders earn accelerated reward points on purchases at outlets like Lifestyle, Home Centre, and Max, alongside bonus points on annual fee payment and significant milestones. With instant redemption options at partner stores, this card is ideal for individuals looking to maximize savings and rewards on their everyday shopping and lifestyle expenses within the Landmark ecosystem.

Pros

Key benefits and features.

High reward points (10X) on purchases at Landmark Group stores.

Generous milestone benefits for annual retail spending, up to 16,000 bonus points.

Annual renewal bonus points and instant reward redemption facility at partner stores.

Includes 1% fuel surcharge waiver, contactless payment, and global acceptance.

Offers Flexipay EMI, add-on cards, Easy Bill Pay, and balance transfer options.

Pros

Key benefits and features.

Earn accelerated reward points on spends at Landmark Stores.

Enjoy complimentary domestic and international airport lounge access.

Benefit from substantial welcome and milestone reward points.

High reward earning potential on dining, movies, and international spends.

Pros

Key benefits and features.

Receive a generous welcome bonus of 6,000 Reward Points, valued at Rs. 1,500.

Enjoy an exceptional 15X reward rate on all your spends at various Landmark Stores.

Earn a substantial milestone bonus of 12,000 Reward Points on annual retail spends of Rs. 3,00,000.

Benefit from a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.

Pros

Key benefits and features.

Accelerated rewards on shopping at Landmark Group stores, ideal for frequent shoppers.

Significant bonus reward points on achieving annual retail spend milestones.

Convenient instant redemption of reward points at various partner stores.

Offers contactless payment, global acceptance, and easy EMI conversion options.

Cons

Key drawbacks and limitations.

A joining and annual fee of Rs. 499 + taxes is applicable for this card.

A rewards redemption fee of Rs. 99 per request is charged for redemptions.

High foreign currency markup of 3.5% and a steep 42% annual interest rate.

No reward points on fuel, rental, government, gaming, wallet, or EMI transactions.

Lacks premium benefits like complimentary airport lounge access, golf, or insurance.

Cons

Key drawbacks and limitations.

The Lifestyle Home Centre SBI Card Prime has been discontinued.

Incurs a joining and renewal fee of Rs. 2,999 plus applicable taxes.

A rewards redemption fee of Rs. 99 is charged for point redemptions.

High foreign currency markup of 3.5% on international transactions.

Cons

Key drawbacks and limitations.

The renewal fee is applicable from the second year without a clear spend-based waiver condition.

Reward points are not earned on transactions like Fuel, Rental, Govt Spends, Gaming, Wallet, and EMI.

This card lacks specific benefits related to travel, airport lounge access, or golf privileges.

Cons

Key drawbacks and limitations.

Reward points are primarily focused on specific Landmark Group stores, limiting broader utility.

The card has a joining and renewal fee that is not waived based on spending.

Lacks premium travel, lounge access, or comprehensive insurance benefits.

General retail purchases earn a very low reward rate of just 1 point per Rs. 100.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Lifestyle Home Centre SBI Card(opens in new tab)Apply for Lifestyle Home Centre SBI Card Prime(opens in new tab)Apply for Lifestyle Home Centre SBI Card SELECT(opens in new tab)Apply for Landmark Rewards SBI Card(opens in new tab)