Lifestyle Home Centre SBI Card SELECT VS Lifestyle Home Centre SBI Card VS Max SBI Card SELECT VS Spar SBI Card SELECT
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Lifestyle Home Centre SBI Card SELECT
Lifestyle Home Centre SBI Card
Max SBI Card SELECT
Spar SBI Card SELECT
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Receive a generous welcome bonus of 6,000 Reward Points, valued at Rs. 1,500.
Enjoy an exceptional 15X reward rate on all your spends at various Landmark Stores.
Earn a substantial milestone bonus of 12,000 Reward Points on annual retail spends of Rs. 3,00,000.
Benefit from a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.
Pros
Key benefits and features.
High reward points (10X) on purchases at Landmark Group stores.
Generous milestone benefits for annual retail spending, up to 16,000 bonus points.
Annual renewal bonus points and instant reward redemption facility at partner stores.
Includes 1% fuel surcharge waiver, contactless payment, and global acceptance.
Offers Flexipay EMI, add-on cards, Easy Bill Pay, and balance transfer options.
Pros
Key benefits and features.
Exceptional reward earnings, especially at Landmark Group stores, dining, and international spends.
Valuable welcome and renewal bonus points, along with attractive milestone benefits.
Unique flexibility to convert SBI Reward Points into Landmark Rewards for better redemption.
Wide global acceptance and convenient contactless payment features for everyday use.
Pros
Key benefits and features.
Earn high reward points of 15 RP per Rs. 100 on spends at Landmark Stores.
Get accelerated reward points of 10 RP per Rs. 100 on dining, movies, and international spends.
Receive a significant welcome bonus of 6,000 reward points, valued at Rs. 1,500.
Achieve a generous milestone bonus of 12,000 reward points on annual retail spends of Rs. 3,00,000.
Cons
Key drawbacks and limitations.
The renewal fee is applicable from the second year without a clear spend-based waiver condition.
Reward points are not earned on transactions like Fuel, Rental, Govt Spends, Gaming, Wallet, and EMI.
This card lacks specific benefits related to travel, airport lounge access, or golf privileges.
Cons
Key drawbacks and limitations.
A joining and annual fee of Rs. 499 + taxes is applicable for this card.
A rewards redemption fee of Rs. 99 per request is charged for redemptions.
High foreign currency markup of 3.5% and a steep 42% annual interest rate.
No reward points on fuel, rental, government, gaming, wallet, or EMI transactions.
Lacks premium benefits like complimentary airport lounge access, golf, or insurance.
Cons
Key drawbacks and limitations.
Lacks complimentary airport lounge access, which is a common feature in premium cards.
High foreign currency markup of 3.5% makes international spending less attractive.
A rewards redemption fee of Rs. 99 applies, reducing the overall value of points.
No spend-based waiver for the annual fee, which is a drawback for some users.
Cons
Key drawbacks and limitations.
The Spar SBI Card SELECT comes with an annual and renewal fee of Rs. 1,499 + taxes.
Fuel surcharge waiver is capped at Rs. 100 per statement cycle, limiting potential savings.
Several spend categories like fuel, rent, and government payments are excluded from reward earnings.