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Lifestyle Home Centre SBI Card Prime VS Lifestyle Home Centre SBI Card SELECT VS Lifestyle Home Centre SBI Card VS Max SBI Card PRIME

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026
Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card SELECT
Lifestyle Home Centre SBI Card SELECT
Lifestyle Home Centre SBI Card
Lifestyle Home Centre SBI Card
Max SBI Card PRIME
Max SBI Card PRIME

Fees & Charges

Joining Fee₹2,999 + GST
Joining Fee₹1,499 + GST
Joining Fee₹499 + GST
Joining Fee₹2,999 + GST
Renewal Fee₹2,999 + GST
Renewal Fee₹1,499 + GST
Renewal Fee₹499 + GST
Renewal Fee₹2,999 + GST
Spend Based Waiver
Spend Based Waiver
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.5%.
Foreign Transaction Fees
Foreign Transaction Fees3.5% of the transaction amount + applicable taxes.
Foreign Transaction Fees
Interest Rate (APR)3.50% per month (finance charge).
Interest Rate (APR)
Interest Rate (APR)3.5% per month (42% per annum) on the due amount.
Interest Rate (APR)

Rewards & Benefits

Welcome Bonus12,000 bonus reward points worth Rs. 3,000 on payment of annual fees.
Welcome BonusGet 6,000 Bonus Reward Points worth Rs. 1,500 on payment of Annual Fees.
Welcome Bonus2,000 bonus reward points worth Rs. 500 on activation/annual fee payment & Rs. 100 cashback on first ATM withdrawal.
Welcome BonusGet 12,000 bonus reward points worth Rs. 3000 upon payment of the annual fees.
Rewards RateUp to 25 Reward Points per Rs. 100 on Landmark stores; 10 points on Dining, Movies & International Spends.
Rewards RateEarn up to 15 Reward Points per Rs. 100 on Landmark stores; 10 RP on Dining, Movies & International spends.
Rewards RateEarn 10 RP/Rs. 100 at Landmark Stores; 5 RP/Rs. 100 on Dining, Movies, International; 1 RP/Rs. 100 on other retail.
Rewards RateEarn 25 RP/Rs.100 at Landmark Stores; 10 RP/Rs.100 on Dining, Movies & Intl Spends; 2 RP/Rs.100 on others.
Reward TypeReward Points
Reward TypeReward Points
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeRs. 99.
Reward Redemption Fee
Reward Redemption FeeRs. 99 per redemption request.
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge AccessAvail 8 complimentary visits to domestic airport lounges per year (maximum 2 per quarter).
Domestic Lounge Access
Domestic Lounge Access
Domestic Lounge Access8 complimentary Domestic Airport Lounge visits per year (max 2 per quarter).
International Lounge AccessComplimentary Priority Pass Membership with 4 visits per year (max 2 per quarter).
International Lounge Access
International Lounge Access
International Lounge Access4 complimentary international visits per year (max 2 per quarter) with Priority Pass.
Travel BenefitsComplimentary domestic and international lounge access.
Travel Benefits
Travel Benefits
Travel Benefits8 complimentary domestic lounge visits & 4 international visits with Priority Pass Membership.
Movie BenefitsEarn 10 Reward Points on every Rs. 100 spent at dining and movies.
Movie BenefitsEarn 10 Reward Points per Rs. 100 spent on Movies.
Movie BenefitsEarn 5 Reward Points per Rs. 100 spent on Movies.
Movie BenefitsEarn 10 Reward points per Rs. 100 spent on Movies.
Dining BenefitsEarn 10 Reward Points on every Rs. 100 spent at dining and movies.
Dining BenefitsEarn 10 Reward Points per Rs. 100 spent on Dining.
Dining BenefitsEarn 5 Reward Points per Rs. 100 spent on Dining.
Dining BenefitsEarn 10 Reward points per Rs. 100 spent on Dining.
Golf Benefits
Golf Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% waiver on transactions between Rs. 500-3,000; max waiver of Rs. 250 per cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, max Rs. 100/cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver for transactions between Rs. 500-Rs. 3,000, capped at Rs. 100/month.
Fuel Surcharge Waiver1% waiver on fuel transactions (Rs. 500-3,000), max Rs. 250 per statement cycle.

Security & Other

Insurance Benefits
Insurance Benefits
Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% or Rs. 500, whichever is higher, at national and international ATMs.
Cash Advance Charges
Cash Advance Charges2.5% of amount withdrawn or flat Rs. 500, whichever is higher.
Cash Advance Charges
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Lifestyle Home Centre SBI Card Prime

Lifestyle Home Centre SBI Card SELECT

Lifestyle Home Centre SBI Card

Max SBI Card PRIME

Who is it for?

The Lifestyle Home Centre SBI Card Prime was a premium rewards credit card from SBI Card, ideal for individuals who enjoy shopping and dining. It offered generous welcome and milestone reward points, accelerated earnings at Landmark Stores, and complimentary domestic and international lounge access. Positioned for shopaholics, it provided valuable travel perks and high reward benefits on shopping, dining, and movies. Please note that this card has been discontinued.

Who is it for?

The Lifestyle Home Centre SBI Card SELECT is a co-branded credit card designed for frequent shoppers at Landmark Stores like Lifestyle, Home Centre, and Max. It offers significant reward points, a generous welcome bonus, and milestone rewards. This card is ideal for individuals looking to maximize savings on their retail and lifestyle purchases.

Who is it for?

The Lifestyle Home Centre SBI Card is a specialized shopping credit card designed for frequent shoppers at Landmark Group stores. It offers accelerated reward points on purchases at Lifestyle, Home Centre, Max, and Spar, along with significant milestone benefits and an annual renewal bonus. Cardholders can earn up to 16,000 reward points annually and redeem them instantly at partner stores. This card is ideal for individuals seeking strong rewards on their retail and lifestyle spending.

Who is it for?

The Max SBI Card PRIME is a premium credit card tailored for shoppers who frequent Landmark Stores, offering an exceptional reward rate of 25 points per Rs. 100 spent at these outlets. It provides significant travel perks, including 8 complimentary domestic lounge visits and a Priority Pass Membership with 4 international visits, making it ideal for frequent travelers. Cardholders also benefit from a generous welcome bonus, valuable milestone rewards, and features like contactless payments and global acceptance, enhancing its overall utility and value proposition.

Pros

Key benefits and features.

Earn accelerated reward points on spends at Landmark Stores.

Enjoy complimentary domestic and international airport lounge access.

Benefit from substantial welcome and milestone reward points.

High reward earning potential on dining, movies, and international spends.

Pros

Key benefits and features.

Receive a generous welcome bonus of 6,000 Reward Points, valued at Rs. 1,500.

Enjoy an exceptional 15X reward rate on all your spends at various Landmark Stores.

Earn a substantial milestone bonus of 12,000 Reward Points on annual retail spends of Rs. 3,00,000.

Benefit from a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.

Pros

Key benefits and features.

High reward points (10X) on purchases at Landmark Group stores.

Generous milestone benefits for annual retail spending, up to 16,000 bonus points.

Annual renewal bonus points and instant reward redemption facility at partner stores.

Includes 1% fuel surcharge waiver, contactless payment, and global acceptance.

Offers Flexipay EMI, add-on cards, Easy Bill Pay, and balance transfer options.

Pros

Key benefits and features.

High reward points on spends at Landmark Stores.

Generous welcome bonus of 12,000 points, offsetting the annual fee.

Extensive domestic and international airport lounge access benefits.

Valuable milestone rewards of 20,000 points on reaching spend thresholds.

Convenient contactless payment, global acceptance, and EMI options.

Cons

Key drawbacks and limitations.

The Lifestyle Home Centre SBI Card Prime has been discontinued.

Incurs a joining and renewal fee of Rs. 2,999 plus applicable taxes.

A rewards redemption fee of Rs. 99 is charged for point redemptions.

High foreign currency markup of 3.5% on international transactions.

Cons

Key drawbacks and limitations.

The renewal fee is applicable from the second year without a clear spend-based waiver condition.

Reward points are not earned on transactions like Fuel, Rental, Govt Spends, Gaming, Wallet, and EMI.

This card lacks specific benefits related to travel, airport lounge access, or golf privileges.

Cons

Key drawbacks and limitations.

A joining and annual fee of Rs. 499 + taxes is applicable for this card.

A rewards redemption fee of Rs. 99 per request is charged for redemptions.

High foreign currency markup of 3.5% and a steep 42% annual interest rate.

No reward points on fuel, rental, government, gaming, wallet, or EMI transactions.

Lacks premium benefits like complimentary airport lounge access, golf, or insurance.

Cons

Key drawbacks and limitations.

Annual fee of Rs. 2,999 + taxes might be considered high for some users.

Primary reward benefits are concentrated on Landmark Store purchases.

Fuel surcharge waiver has a relatively low maximum limit per cycle.

No explicit mention of comprehensive insurance benefits with this card.

Priority Pass usage incurs a fee after exhausting complimentary visits.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Lifestyle Home Centre SBI Card Prime(opens in new tab)Apply for Lifestyle Home Centre SBI Card SELECT(opens in new tab)Apply for Lifestyle Home Centre SBI Card(opens in new tab)Apply for Max SBI Card PRIME(opens in new tab)