Kotak Corporate Platinum Credit Card VS Kotak NRI Royale Signature Credit Card
Both Kotak Corporate Platinum Credit Card and Kotak NRI Royale Signature Credit Card suit travel-focused spenders, but they earn and cost differently. Kotak Corporate Platinum Credit Card is lifetime-free and earns higher Reward Points on every transaction. Kotak NRI Royale Signature Credit Card is lifetime-free and earns 2 points per Rs. 200 on international spends; 1 point per Rs. 200 on domestic spends. Kotak Corporate Platinum Credit Card also brings 2 complimentary accesses per calendar quarter for the primary cardholder via VISA airport lounge offer, while Kotak NRI Royale Signature Credit Card counters with 2 complimentary visits every quarter to select domestic lounges in India. If business spending matters more, go with Kotak Corporate Platinum Credit Card; if international spends is the priority, Kotak NRI Royale Signature Credit Card fits better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Kotak Corporate Platinum Credit Card
Kotak NRI Royale Signature Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Simplifies corporate expense management for both employees and companies.
Offers robust control over corporate spending and budgeting capabilities.
Provides up to 48 days of interest-free credit, aiding cash flow management.
Includes complimentary airport lounge access and valuable travel waivers.
Supported by dedicated service for card members and program administrators.
Pros
Key benefits and features.
Accelerated rewards: 2 reward points per Rs. 200 on international spends.
High redemption value: 1 Reward Point = Re 1/-, making rewards highly valuable.
Complimentary domestic airport lounge access with 2 visits per quarter for travelers.
Avoids foreign card mark-up fees when paying in INR during visits to India.
Fuel and railway surcharge waivers provide significant annual savings.
Cons
Key drawbacks and limitations.
Fuel and railway surcharge waivers are only available on the 'Paid Annual Fee Variant'.
The cash withdrawal feature is currently inactive, limiting emergency cash access.
Explicit joining or renewal fee details are not provided, only implied by variant.
No specific information on interest rates or foreign currency markup percentage.
Cons
Key drawbacks and limitations.
The card charges an annual fee of Rs. 1,000/-, which is not waived based on spend.
A one-time fee of Rs. 599/- applies for each add-on card issued to family members.
Waivers for fuel and railway surcharges come with annual limits, restricting total savings.
Lounge access is restricted to domestic airports in India and has a quarterly cap.