IndusInd Bank Pinnacle World Credit Card VS IndusInd Bank Avios Visa Infinite Credit Card VS EazyDiner IndusInd Platinum Credit Card VS IndusInd Bank Platinum RuPay Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
IndusInd Bank Pinnacle World Credit Card
IndusInd Bank Avios Visa Infinite Credit Card
EazyDiner IndusInd Platinum Credit Card
IndusInd Bank Platinum RuPay Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
High reward rate of up to 2.5 RP per ₹100 on online transactions, maximizing value.
Extensive travel benefits, including complimentary domestic and international lounge access.
Valuable welcome gift choice from premium brands like Oberoi, Luxe, and Vouchagram.
Enjoy "Buy 1 Get 1 Free" movie tickets and monthly complimentary golf games.
Comprehensive insurance coverage, including 'Total Protect' for enhanced card security.
Pros
Key benefits and features.
Exceptional Avios earning rates, especially on international and airline spends.
Comprehensive travel benefits including meet & greet, lounge access, and concierge.
Low foreign currency markup of 1.5% at preferred destinations enhances global spending.
Generous milestone benefits offer up to 36,000 bonus Avios annually on target spends.
Extensive insurance coverage provides robust protection for international travel.
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Can be linked and used for transactions with popular UPI apps like Google Pay, PhonePe, Paytm, and BHIM.
It is a lifetime free credit card with no annual or renewal charges, making it very economical.
Offers competitive reward points on UPI transactions, making everyday digital payments rewarding.
Includes valuable travel insurance and fraud protection benefits for enhanced security.
Cons
Key drawbacks and limitations.
Significant joining fee of ₹15,000 + GST, which might be a barrier for some.
High foreign currency markup of 3.5% makes international spending less attractive.
Steep interest rate of 3.83% per month (46% p.a.) if balances are not paid in full.
Discontinuation of reward point redemption for popular air miles programs soon.
Reward points on rent payments are capped, limiting benefits for specific transactions.
Cons
Key drawbacks and limitations.
High joining and annual fees may deter those who do not travel internationally often.
No spend-based waiver for the annual fee, requiring consistent payment each year.
Domestic lounge access is limited to two visits per quarter, which might be insufficient.
Avios earning is significantly reduced for utility, government, and education spends.
Priority Pass lounge visits within India are not complimentary for the primary cardholder.
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
Does not provide any complimentary lounge access, limiting travel perks for users.
Does not offer specific dining or movie benefits, which might disappoint some users.
No reward points on utility bills, government services, insurance, education, fuel, and rent.