ICICI Bank HPCL Super Saver Credit Card vs IndianOil HDFC Bank Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
Rs. 500 + GST
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Rs. 500 + GST
Spend Based Waiver
Annual fee waiver (from second year of membership) on the expenditure of Rs. 1.5 lakh in the preceding year.
The renewal fee will be waived on spends of Rs. 50,000
Foreign Transaction Fees
3.5% of the transaction amount subject to a minimum amount of Rs. 250
3.5% of the amount transacted
Interest Rate (APR)
3.5% Per Month (42% Per Annum)
3.6% per month (or 43.2% per annum)
Rewards & Benefits
Welcome Bonus
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.
Not Applicable
Rewards Rate
4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.
5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
₹99 + GST
Rs 99 per redemption request
Travel & Lifestyle
Domestic Lounge Access
1 Complimentary Lounge Access Every Quarter on Spends of ₹75,000 in the Previous Quarter
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Not Applicable
Not Applicable
Dining & Movie Benefits
25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waived at all fuel stations across India
On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.
Security & Other
Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of the cash amount or a minimum fee of Rs. 300
2.5% of the amount withdrawn subject to a minimum charge of Rs 500.
Ready to Choose?
Based on your comparison, select the credit card that best matches your spending habits and financial goals.