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ICICI Bank Coral Credit Card VS RBL Bank Popcorn Credit Card VS BookMyShow RBL Bank Play Credit Card VS IDFC FIRST Classic Credit Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Fees & Charges

Joining Fee
₹500 + GST
₹1,000 + GST
₹500 + GST
Nil
Renewal Fee
₹500 + GST
₹1,000 + GST
₹500 + GST
Nil
Spend Based Waiver
Annual fee waiver on spending ₹1.5 lakh in the preceding year.
Not Applicable
Annual fee waived on spending Rs. 1.5 lakhs or more in the preceding year.
Not Applicable as the card is offered Lifetime Free with no annual fees.
Foreign Transaction Fees
3.5% of the transaction amount.
Up to 3.5% on all foreign currency transactions.
A 3.5% markup is applied on all international currency transactions.
3.5% markup fee on all international transactions.
Interest Rate (APR)
3.75% per month (45% p.a.) on outstanding balance and cash advances.
Up to 3.99% per month on the outstanding amount.
Applicable interest rate of 3.99% per month on outstanding balances.
Competitive APR ranging from 8.5% to 46.2% based on the cardholder's credit profile.

Rewards & Benefits

Welcome Bonus
No specific welcome benefits are offered with the paid Coral variant.
Receive 4 free movie tickets, up to a maximum discount of Rs. 1,000, for bookings made on Bookmyshow.
Receive Rs. 500 discount on BookMyShow for movie/event tickets after first transaction within 30 days.
₹500 voucher on spending ₹5,000 within 30 days and 5% cashback on the first EMI transaction.
Rewards Rate
Earn 2 RP/₹100 on retail, 1 RP/₹100 on utilities/insurance. Up to 12x RP on iShop.
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Get Rs. 25 weekly cashback on Rs. 2,500 spend.
Earn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) on monthly spends of Rs. 5,000.
3X points on monthly spends up to ₹20,000; 10X points on incremental spends above ₹20,000.
Reward Type
Reward Points
Reward Points
Vouchers & Discounts
Reward Points
Reward Redemption Fee
₹99 + GST per redemption.
Rs. 99 + GST
A charge of ₹99 + taxes applies for redeeming reward points/benefits.
A convenience fee of ₹99 + GST applies per redemption request.

Travel & Lifestyle

Domestic Lounge Access
1 complimentary domestic airport lounge access per quarter on ₹75,000 spend in preceding quarter.
Not Applicable
Not Applicable
4 complimentary visits per quarter to eligible railway lounges across India.
International Lounge Access
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Travel Benefits
Complimentary domestic airport lounge access (spend-based) & railway lounge access every quarter.
Not Applicable
Not Applicable
4 complimentary railway lounge visits per quarter and bonus points on flight and hotel bookings.
Movie Benefits
25% discount, up to ₹100, on movie tickets via BookMyShow and INOX (twice a month, min 2 tickets).
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Welcome offer of 4 free tickets (up to Rs. 1,000).
Get 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on spending Rs. 5,000.
25% discount on movie tickets up to ₹100 per month via District by Zomato mobile app.
Dining Benefits
Up to 15% discount on dining at 2,500+ restaurants via ICICI Bank Culinary Treats Programme.
Not Applicable
Enjoy Rs. 100 off on food and beverage items when booking movie/event tickets via BookMyShow.
Up to 20% discount at 1,500+ restaurants and 15% discount at 3,000+ health outlets.
Golf Benefits
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver on HPCL (₹400-₹4,000) using ICICI swipe machine.
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 4,000 (max Rs. 100/month).
1% waiver on fuel spends (₹500-₹4,000 per trans.), capped at ₹100 monthly.
1% surcharge waiver on fuel spends between ₹200 and ₹5,000, capped at ₹200 per cycle.

Security & Other

Insurance Benefits
₹2 lakh Personal Accident Insurance (RuPay), Counterfeit Card Liability, and Account Takeover Cover.
Not Applicable
Not Applicable
Personal accident cover of ₹2,00,000 and lost card liability coverage up to ₹25,000.
Cash Advance Charges
2.5% of transaction amount or ₹500 minimum (whichever is higher).
2.5% of amount withdrawn or Rs. 300, whichever is higher.
2.5% of the cash amount withdrawn, subject to a minimum charge of ₹500.
Transaction fee of ₹199 + GST with 0% interest for up to 45 days on withdrawals.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

ICICI Bank Coral Credit Card

RBL Bank Popcorn Credit Card

BookMyShow RBL Bank Play Credit Card

IDFC FIRST Classic Credit Card

Who is it for?

Who is it for?

Who is it for?

Who is it for?

Pros

Key benefits and features.

Enjoy complimentary railway lounge access every quarter without spend criteria.

RuPay variant offers seamless UPI linking for convenient everyday payments.

Access complimentary domestic airport lounges with a reasonable quarterly spend.

Significant discounts available on movie tickets and dining bills.

Benefit from milestone reward points, increasing overall card value.

Pros

Key benefits and features.

Significant savings on movie tickets, ideal for frequent cinema-goers via Bookmyshow.

Assured weekly cashback provides consistent savings on regular everyday spending.

Valuable 1% fuel surcharge waiver helps reduce costs on necessary fuel transactions.

Offers a balanced approach to savings across entertainment and daily essential purchases.

Pros

Key benefits and features.

Helps significantly save on entertainment expenses, especially for movies and events.

Offers two complimentary movie or non-movie tickets every month upon reaching spend.

Provides an additional discount of Rs. 100 on food and beverages on BookMyShow.

The nominal annual membership fee can be easily waived with annual spending.

A more affordable option compared to other RBL Bank entertainment credit cards.

Pros

Key benefits and features.

The card is completely lifetime free with no joining or annual fees ever charged to the user.

Reward points earned on this card never expire, providing flexibility for long-term accumulation.

Offers an industry-leading interest rate starting as low as 8.5% for eligible customers.

Includes rare benefits like complimentary railway lounge access and 24/7 roadside assistance.

Cons

Key drawbacks and limitations.

No specific welcome benefits are provided with the paid Coral variant.

A rewards redemption fee of ₹99 + GST is charged for point redemptions.

High foreign currency markup of 3.5% applies to international transactions.

Monthly interest rate of 3.75% (45% p.a.) can be high if not paid fully.

Cons

Key drawbacks and limitations.

Movie benefits are tied to Bookmyshow only, limiting choices to a single platform.

No explicit travel or lounge access benefits, unlike premium credit card offerings.

High foreign currency markup of 3.5% makes international spends quite expensive.

A rewards redemption fee of Rs. 99 plus GST applies to cashback redemptions.

Monthly free movie tickets require a specific minimum spend threshold of Rs. 5,000.

Cons

Key drawbacks and limitations.

Spending threshold for monthly tickets excludes common categories like fuel and utilities.

Complimentary movie tickets are only valid for one month, requiring quick redemption.

Rewards redemption incurs a separate fee of Rs. 99 plus applicable taxes.

High foreign currency markup of 3.5% makes international spends rather expensive.

Cash advance charges are relatively high at 2.5% of the amount, with a minimum of Rs. 500.

Cons

Key drawbacks and limitations.

A redemption fee of ₹99 is charged every time you claim your earned reward points.

The highly advertised 10X reward rate only kicks in after spending ₹20,000 in a month.

This card does not provide any complimentary access to domestic or international airport lounges.

Users must meet a monthly spend threshold of ₹20,000 to unlock railway lounge benefits.