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HDFC Platinum Times Credit Card VS RBL Bank Popcorn Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

HDFC Platinum Times Credit Card
HDFC Platinum Times Credit Card
RBL Bank Popcorn Credit Card
RBL Bank Popcorn Credit Card

Fees & Charges

Joining Fee
Nil
₹1,000 + GST
Renewal Fee
₹1,000 + GST
₹1,000 + GST
Spend Based Waiver
Annual fee waiver on spending Rs 2,50,000 or more in the preceding year.
Not Applicable
Foreign Transaction Fees
3.5% of the transaction amount plus applicable taxes.
Up to 3.5% on all foreign currency transactions.
Interest Rate (APR)
3.6% per month (or 43.2% annually).
Up to 3.99% per month on the outstanding amount.

Rewards & Benefits

Welcome Bonus
Welcome vouchers worth Rs 5000 for shopping, dining, etc., plus a complimentary annual Times Prime Membership.
Receive 4 free movie tickets, up to a maximum discount of Rs. 1,000, for bookings made on Bookmyshow.
Rewards Rate
Earn 10 Reward Points for every ₹150 on weekday dining; 3 RP for every ₹150 on retail spends.
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Get Rs. 25 weekly cashback on Rs. 2,500 spend.
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
Rs 99 plus applicable taxes per reward redemption request.
Rs. 99 + GST

Travel & Lifestyle

Domestic Lounge Access
Not Applicable
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Up to 20% off on hotel stays at selected partners.
Not Applicable
Movie Benefits
Avail 50% off on movie tickets via BookMyShow (max 4 tickets/month, max Rs 600 discount/transaction).
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Welcome offer of 4 free tickets (up to Rs. 1,000).
Dining Benefits
Up to 15% discount (max Rs 1500) on Eazydiner & up to 40% discount on Swiggy Dineout.
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% waiver on transactions between Rs 400-Rs 4000; max waiver of Rs 500 per month.
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 4,000 (max Rs. 100/month).

Security & Other

Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of transaction fee, with a minimum charge of Rs 500.
2.5% of amount withdrawn or Rs. 300, whichever is higher.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

HDFC Platinum Times Credit Card

RBL Bank Popcorn Credit Card

Who is it for?

The HDFC Platinum Times Credit Card is tailored as an 'Entertainment Card' by HDFC Bank, providing substantial benefits across movies, dining, and shopping. It offers accelerated reward points on weekday dining and retail spends, alongside valuable welcome benefits like vouchers and a Times Prime Membership. Ideal for the young generation, it combines lifestyle perks with an affordable, waivable annual fee, making it a strong choice for those seeking entertainment and dining savings.

Who is it for?

The RBL Bank Popcorn Credit Card is tailored for movie lovers, offering significant savings through free movie tickets and weekly cashback. It also includes a beneficial fuel surcharge waiver, making it a versatile tool for daily expenses. With a manageable annual fee, it empowers users to reduce expenditures on entertainment and everyday purchases effectively.

Pros

Key benefits and features.

Offers significant entertainment benefits, including movie discounts and dining deals.

Provides accelerated reward points, especially on weekday dining expenditures.

Comes with valuable welcome benefits like e-vouchers and a Times Prime Membership.

The annual fee is easily waivable by achieving a reasonable spending threshold.

An excellent entry-level option, well-suited for young users and beginners.

Pros

Key benefits and features.

Significant savings on movie tickets, ideal for frequent cinema-goers via Bookmyshow.

Assured weekly cashback provides consistent savings on regular everyday spending.

Valuable 1% fuel surcharge waiver helps reduce costs on necessary fuel transactions.

Offers a balanced approach to savings across entertainment and daily essential purchases.

Cons

Key drawbacks and limitations.

Reward points are not earned on fuel, e-wallet, and specific third-party education payments.

A redemption fee of Rs 99 plus taxes is charged for each reward points request.

Imposes a high 3.5% foreign currency markup on all international transactions.

Reward points have a limited validity, expiring after two years from accumulation.

High cash advance charges make it expensive to withdraw cash using this card.

Cons

Key drawbacks and limitations.

Movie benefits are tied to Bookmyshow only, limiting choices to a single platform.

No explicit travel or lounge access benefits, unlike premium credit card offerings.

High foreign currency markup of 3.5% makes international spends quite expensive.

A rewards redemption fee of Rs. 99 plus GST applies to cashback redemptions.

Monthly free movie tickets require a specific minimum spend threshold of Rs. 5,000.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.