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Flipkart Axis Bank Credit Card VS Yes Bank Marquee Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card
Yes Bank Marquee Credit Card
Yes Bank Marquee Credit Card

Fees & Charges

Joining Fee
₹500 + GST
₹9,999 + GST
Renewal Fee
₹500 + GST
₹4,999 + GST
Spend Based Waiver
Annual fee waived on annual spends exceeding Rs. 3,50,000.
Renewal fee waived on spending Rs. 10 Lakh in a year.
Foreign Transaction Fees
3.5% of transaction value; 1.5% for DCC.
1% of the transaction amount.
Interest Rate (APR)
3.75% per month (55.55% per annum).
2.99% per month (35.88% annually).

Rewards & Benefits

Welcome Bonus
Rs. 350 worth of activation benefits including a Rs. 250 Flipkart voucher & Rs. 100 Swiggy discount.
Get 40,000 Reward Points & complimentary ETPrime subscription voucher worth ₹3,199.
Rewards Rate
Earn 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on Swiggy/Uber/PVR/cult.fit, and 1% on others.
Earn 36 Reward Points on ₹200 online spends (4.5%) & 18 Reward Points on ₹200 offline spends (2.25%).
Reward Type
Cashback
Reward Points
Reward Redemption Fee
No charges for cashback redemption.
Nil.

Travel & Lifestyle

Domestic Lounge Access
Not offered as of 20th June 2025.
6 complimentary domestic airport lounge visits each quarter for primary/add-on cardholders.
International Lounge Access
Not offered as of 20th June 2025.
Unlimited international lounge access for primary & add-on cardholders, plus 4 guest visits/year.
Travel Benefits
4% cashback on Uber, up to 15% off on MakeMyTrip flights/hotels & 5% cashback on Cleartrip.
Unlimited international lounge access, 6 domestic lounge visits/quarter, and low 1% foreign currency markup.
Movie Benefits
Unlimited 4% cashback on PVR movie ticket bookings.
Buy One Get One (BOGO) free on movie ticket bookings, capped at 3 transactions/month (max ₹800/ticket).
Dining Benefits
15% off up to Rs. 500 at 10,000+ partner restaurants & 4% cashback on Swiggy food orders.
Enjoy a 15% discount on select restaurants.
Golf Benefits
Not Applicable
Waiver of 4 Green Fee rounds & one complimentary golf lesson every calendar month at select courses.
Fuel Surcharge Waiver
1% waiver on fuel spends (Rs. 400-Rs. 4000), max Rs. 400/month.
1% on fuel (Rs. 400-Rs. 5,000) with max waiver of ₹1,000 per statement cycle.

Security & Other

Insurance Benefits
None explicitly offered.
Credit Shield Cover of Rs. 3 Lakh and 6-month accidental damage insurance for mobile/electronics.
Cash Advance Charges
2.5% of amount (minimum Rs. 500).
2.5% of the transaction amount.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Flipkart Axis Bank Credit Card

Yes Bank Marquee Credit Card

Who is it for?

The Flipkart Axis Bank Credit Card is an excellent choice for online shoppers, providing significant cashback on Flipkart, Myntra, and Cleartrip. It also offers accelerated rewards on popular platforms like Swiggy, Uber, PVR, and cult.fit, making it versatile for various digital spends. Cardholders also enjoy dining benefits. The cashback is directly credited to the statement, ensuring straightforward value.

Who is it for?

The Yes Bank Marquee Credit Card is a super-premium offering designed for individuals who frequently shop online, travel, and seek entertainment benefits. It provides comprehensive features including unlimited international lounge access, BOGO movie offers, dining discounts, and accelerated Reward Points. With purchase protection and a low foreign currency markup, it's a well-rounded option for premium cardholders seeking high-value benefits.

Pros

Key benefits and features.

Offers high cashback rates on major e-commerce platforms like Flipkart and Myntra.

Cashback is directly credited to your statement, simplifying the redemption process.

Enjoy unlimited cashback on preferred partners and most other eligible card spends.

Access exclusive dining benefits and discounts with the Axis Bank Dining Delights program.

Provides a beneficial 1% fuel surcharge waiver at all stations across India.

Pros

Key benefits and features.

Unlimited international lounge access and a low 1% foreign currency markup for global travel.

Attractive BOGO movie offers and dining discounts make it appealing for entertainment.

Accelerated reward points on online and offline spends provide significant value back.

Comprehensive insurance benefits including credit shield and purchase protection for devices.

Cons

Key drawbacks and limitations.

Offers relatively low 1% cashback on most offline shopping and general spends.

The card currently does not provide any complimentary insurance benefits to cardholders.

High annual spend of Rs. 3,50,000 required to waive off the annual renewal fee.

Welcome benefits for new cardholders have seen a reduction from previous offers.

Reports suggest some users face challenges with voucher redemption and card cancellations.

Cons

Key drawbacks and limitations.

High joining fee of Rs. 9,999 + GST, which might be a barrier for some.

Welcome benefits may feel limited compared to the significant initial joining fees.

High minimum income required (₹3 Lakh/month) limits accessibility for many applicants.

Domestic lounge access is conditional on spending, unlike the unlimited international access.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.