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EazyDiner IndusInd Platinum Credit Card VS Yes Bank Marquee Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

EazyDiner IndusInd Platinum Credit Card
EazyDiner IndusInd Platinum Credit Card
Yes Bank Marquee Credit Card
Yes Bank Marquee Credit Card

Fees & Charges

Joining Fee
Nil
₹9,999 + GST
Renewal Fee
Nil
₹4,999 + GST
Spend Based Waiver
3-month Prime membership renewal upon spends of INR 30,000 or more in 90 days.
Renewal fee waived on spending Rs. 10 Lakh in a year.
Foreign Transaction Fees
3.5% of the Transaction Amount
1% of the transaction amount.
Interest Rate (APR)
3.83% Monthly and 46% Annually
2.99% per month (35.88% annually).

Rewards & Benefits

Welcome Bonus
3-month EazyDiner Prime membership (value INR 1,095) & 500 welcome bonus EazyPoints on issuance.
Get 40,000 Reward Points & complimentary ETPrime subscription voucher worth ₹3,199.
Rewards Rate
Earn 2 Reward Points per INR 100 on most spends, 0.7 on select categories, plus 2X EazyPoints.
Earn 36 Reward Points on ₹200 online spends (4.5%) & 18 Reward Points on ₹200 offline spends (2.25%).
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
INR 100
Nil.

Travel & Lifestyle

Domestic Lounge Access
Not Applicable
6 complimentary domestic airport lounge visits each quarter for primary/add-on cardholders.
International Lounge Access
Not Applicable
Unlimited international lounge access for primary & add-on cardholders, plus 4 guest visits/year.
Travel Benefits
Not Applicable
Unlimited international lounge access, 6 domestic lounge visits/quarter, and low 1% foreign currency markup.
Movie Benefits
Not Applicable
Buy One Get One (BOGO) free on movie ticket bookings, capped at 3 transactions/month (max ₹800/ticket).
Dining Benefits
Guaranteed 25% off via EazyDiner Prime & additional 20% off up to INR 500 on PayEazy.
Enjoy a 15% discount on select restaurants.
Golf Benefits
Not Applicable
Waiver of 4 Green Fee rounds & one complimentary golf lesson every calendar month at select courses.
Fuel Surcharge Waiver
1% waiver across all fuel stations; GST on fuel surcharge is applicable.
1% on fuel (Rs. 400-Rs. 5,000) with max waiver of ₹1,000 per statement cycle.

Security & Other

Insurance Benefits
Total Protect program covering unauthorized transactions in case of loss/theft & counterfeit fraud.
Credit Shield Cover of Rs. 3 Lakh and 6-month accidental damage insurance for mobile/electronics.
Cash Advance Charges
2.5% of the Amount or a Minimum of INR 300
2.5% of the transaction amount.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

EazyDiner IndusInd Platinum Credit Card

Yes Bank Marquee Credit Card

Who is it for?

The EazyDiner IndusInd Bank Platinum Credit Card is a lifetime-free card designed for dining enthusiasts, offering significant discounts and rewards at premium restaurants. It provides guaranteed savings via EazyDiner Prime membership and additional instant discounts on payments. Ideal for frequent diners and youngsters, this card ensures an enhanced dining experience with competitive reward points and milestone benefits. Though focused on dining, it delivers excellent value without any recurring fees.

Who is it for?

The Yes Bank Marquee Credit Card is a super-premium offering designed for individuals who frequently shop online, travel, and seek entertainment benefits. It provides comprehensive features including unlimited international lounge access, BOGO movie offers, dining discounts, and accelerated Reward Points. With purchase protection and a low foreign currency markup, it's a well-rounded option for premium cardholders seeking high-value benefits.

Pros

Key benefits and features.

Lifetime free with zero joining and renewal fees, making it highly accessible.

Offers significant dining savings with guaranteed discounts via EazyDiner Prime.

Additional instant 20% off on PayEazy for enhanced dining value and savings.

Earn competitive Reward Points and 2X EazyPoints on most spending categories.

Milestone benefits enable renewal of Prime membership and extra reward points.

Pros

Key benefits and features.

Unlimited international lounge access and a low 1% foreign currency markup for global travel.

Attractive BOGO movie offers and dining discounts make it appealing for entertainment.

Accelerated reward points on online and offline spends provide significant value back.

Comprehensive insurance benefits including credit shield and purchase protection for devices.

Cons

Key drawbacks and limitations.

The EazyDiner IndusInd Bank Platinum Card lacks benefits for travel or lounge access.

Fuel transactions do not earn any Reward Points, limiting overall reward potential.

A rewards redemption fee of INR 100 is charged for redeeming points.

Additional 20% dining discount is capped at 3 usages per calendar month.

Reward points earned on the card have a limited validity of just one year.

Cons

Key drawbacks and limitations.

High joining fee of Rs. 9,999 + GST, which might be a barrier for some.

Welcome benefits may feel limited compared to the significant initial joining fees.

High minimum income required (₹3 Lakh/month) limits accessibility for many applicants.

Domestic lounge access is conditional on spending, unlike the unlimited international access.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.