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EazyDiner IndusInd Platinum Credit Card VS IndusInd Legend Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 17 July 2026

IndusInd Legend Credit Card and EazyDiner IndusInd Platinum Credit Card target different spending habits, so the better fit depends on where your money actually goes. IndusInd Legend Credit Card is lifetime-free and earns 1 RP per ₹100 on weekdays, 2 RP per ₹100 on weekends. No points on fuel/utilities. EazyDiner IndusInd Platinum Credit Card is lifetime-free and earns 2 Reward Points on every INR 100 spent (excl. fuel, insurance, rent, utility, govt. payments). EazyDiner IndusInd Platinum Credit Card also brings enjoy a 3-month EazyDiner Prime membership (INR 1,095 value) and receive 500 welcome bonus EazyPoints. If movies spending matters more, go with IndusInd Legend Credit Card; if dining is the priority, EazyDiner IndusInd Platinum Credit Card fits better.

EazyDiner IndusInd Platinum Credit Card
EazyDiner IndusInd Platinum Credit Card
IndusInd Legend Credit Card
IndusInd Legend Credit Card

Fees & Charges

Joining FeeLifetime Free
Joining FeeLifetime Free
Renewal FeeLifetime Free
Renewal FeeLifetime Free
Spend Based WaiverNot applicable as the card is lifetime free.
Spend Based Waiver
Foreign Transaction Fees3.5% of the Transaction Amount
Foreign Transaction Fees1.8% + GST.
Interest Rate (APR)3.83% Monthly and 46% Annually
Interest Rate (APR)3.95% per month (47.40% per annum).

Rewards & Benefits

Welcome BonusEnjoy a 3-month EazyDiner Prime membership (INR 1,095 value) and receive 500 welcome bonus EazyPoints.
Welcome Bonus
Rewards RateEarn 2 Reward Points on every INR 100 spent (excl. fuel, insurance, rent, utility, govt. payments).
Rewards RateEarn 1 RP per ₹100 on weekdays, 2 RP per ₹100 on weekends. No points on fuel/utilities.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeRs. 100
Reward Redemption Fee₹149 + GST for cash redemption.

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel Benefits
Travel BenefitsTravel insurance (lost baggage, air accident up to ₹25L). Concierge for bookings & assistance.
Movie Benefits
Movie BenefitsBuy One Get One Free movie tickets via BookMyShow (capped at ₹200, once a month), plus ₹50 off F&B.
Dining BenefitsGuaranteed 25% discount on dining bills + additional instant 20% off via EazyDiner app (up to INR 500).
Dining Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% Fuel Surcharge Waiver across all fuel stations in India.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions at authorized fuel stations in India.

Security & Other

Insurance BenefitsTotal Protect program covers fraudulent use, loss/theft, and counterfeit fraud up to credit limit.
Insurance BenefitsTravel insurance (lost baggage, air accident up to ₹25L). Total Protect for unauthorized transactions & counterfeit fraud.
Cash Advance Charges2.5% of the Amount or a Minimum of Rs. 300
Cash Advance Charges2.5% of transaction amount, minimum ₹300.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

EazyDiner IndusInd Platinum Credit Card

IndusInd Legend Credit Card

Who is it for?

The EazyDiner IndusInd Platinum Credit Card is an entry-level, lifetime-free credit card designed for frequent diners. It offers significant savings with a guaranteed 25% discount on dining and an additional 20% off via the EazyDiner app. As a co-branded card with EazyDiner, it provides enhanced dining experiences without any joining or renewal charges, making it ideal for those prioritizing dining savings.

Who is it for?

The IndusInd Bank Legend Credit Card is a lifetime free, entry-level card offering notable benefits for new cardholders. It features a low 1.8% foreign currency markup, making it suitable for international spends. Cardholders also enjoy a monthly Buy One Get One Free movie ticket offer and bonus reward points on annual spending milestones. While lounge access has been discontinued, its overall value proposition makes it a solid choice for everyday use and specific perks.

Pros

Key benefits and features.

Lifetime free status means no joining or annual fees, making it highly economical.

Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.

Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.

Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.

"Total Protect" program provides comprehensive insurance cover against card fraud.

Pros

Key benefits and features.

The card is lifetime free, offering significant savings with no annual fees.

Enjoy a competitive 1.8% foreign currency markup, ideal for international travel.

Benefit from a monthly Buy One Get One Free movie ticket offer via BookMyShow.

Access to exclusive Visa offers, including Alaya Stays and Times Prime Membership.

Cons

Key drawbacks and limitations.

Limited versatility as benefits are primarily focused on dining, lacking travel perks.

Reward points are not earned on fuel, insurance, rent, utility, and government payments.

Extra 20% dining discount is capped at 3 usages per month and has specific conditions.

Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.

High foreign currency markup of 3.5% makes international spends expensive.

Cons

Key drawbacks and limitations.

The Buy One Get One Free movie ticket offer is limited to only one per month.

The IndusInd Bank Legend Credit Card does not provide any specific dining offers.

Airport lounge access, including Priority Pass, has been discontinued for this card.

The reward rate is average, offering 1% on weekends and a lower 0.5% on weekdays.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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