EazyDiner IndusInd Platinum Credit Card VS BOBCARD ICSI Diamond Credit Card VS Fibe Axis Bank Credit Card VS Fibe Axis Bank RuPay Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
EazyDiner IndusInd Platinum Credit Card
BOBCARD ICSI Diamond Credit Card
Fibe Axis Bank Credit Card
Fibe Axis Bank RuPay Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Lifetime free card with zero joining and annual fees, offering great value.
Accelerated 5x Reward Points on dining, online, and utility bill payments.
Enjoy 12 complimentary domestic airport lounge accesses annually for travel convenience.
Reduced foreign currency markup of 2% makes international transactions more affordable.
Comprehensive insurance coverage provides financial security for cardholders.
Pros
Key benefits and features.
Lifetime free with no joining or annual fees, offering great value.
Earn up to 3% cashback on daily spends like food delivery and entertainment.
Seamless UPI integration allows for quick and convenient scan & pay transactions.
Enjoy 4 complimentary domestic airport lounge visits every year.
Access exclusive dining deals and discounts on travel, food, and shopping.
Pros
Key benefits and features.
Seamless UPI transactions are possible by linking the Fibe Axis Bank card to UPI applications.
Enjoy 3% cashback on entertainment, commute, and food delivery spends with this card.
It is a lifetime free credit card with zero joining, annual, or renewal fees.
Offers 4 complimentary domestic lounge accesses per year, enhancing travel benefits.
The numberless design of the Fibe Axis Bank Credit Card provides enhanced security.
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
5x accelerated rewards are capped at 1000 Reward Points per statement cycle.
Complimentary lounge access will become spend-based from January 1, 2025.
No Reward Points are earned on fuel transactions, limiting benefits in this category.
UPI transactions only earn core Reward Points, missing out on bonus rewards.
Card is exclusively available only for active members of The Institute of Company Secretaries of India.
Cons
Key drawbacks and limitations.
High foreign currency markup of 3.5% makes international spends expensive.
Cash advance charges are high at 2.5% (minimum ₹500) for withdrawals.
Only available to existing Fibe customers, limiting broader accessibility.
Fuel surcharge waiver is capped at ₹400 per month, with a 1% fee on high spends.
Various transaction fees apply for rent, utility, education, and wallet loads.
Cons
Key drawbacks and limitations.
The Fibe Axis Bank RuPay Credit Card does not offer any welcome benefits upon joining.
Cashback is not applicable on several categories like fuel, rent, and wallet reloads.
The card offers introductory cashback on a few categories, which might be perceived as limited.