EazyDiner IndusInd Platinum Credit Card VS Axis Bank Pride Platinum Credit Card VS RBL Bank Edition Credit Card VS Standard Chartered Platinum Rewards Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
EazyDiner IndusInd Platinum Credit Card
Axis Bank Pride Platinum Credit Card
RBL Bank Edition Credit Card
Standard Chartered Platinum Rewards Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Enjoy a zero joining fee, making the card accessible without upfront costs.
Annual fee of ₹250 is easily waived by spending just ₹20,000 annually.
Features a unique personalized design, honoring Indian Armed Forces personnel.
Earn valuable EDGE Reward Points with no redemption fee for added savings.
Benefit from a generous 15% discount on dining at various partner restaurants.
Pros
Key benefits and features.
Enjoy an excellent reward rate on Zomato and Blinkit for food enthusiasts.
Receive complimentary Zomato Pro membership, enhancing dining benefits.
Benefit from valuable travel perks including domestic and international lounge access.
Experience a low foreign currency markup, making international spends economical.
Annual fee waiver is achievable on reaching reasonable spend thresholds.
Pros
Key benefits and features.
Can be lifetime free by spending INR 500 within 30 days of card issuance.
Earns 5x reward points on dining and fuel spends (INR 150 = 5 RP).
No monthly cap on accelerated rewards earned on dining and fuel.
Provides lifetime free supplementary credit cards for family members.
Instant approval on application without extensive documentation (VKYC available).
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
No reward points are earned on fuel transactions, limiting savings in this category.
High foreign currency markup of 3.5% makes international spending expensive.
High interest rates of 3.75% per month apply to retail purchases and cash advances.
Exclusively available for Indian Armed Forces and Government employees, limiting access.
Rent and wallet load transactions do not count towards the annual fee waiver.
Cons
Key drawbacks and limitations.
The RBL Bank Edition Credit Card carries a higher annual fee than basic cards.
This credit card does not provide any specific insurance benefits or cover.
General spends earn a significantly lower reward rate of only 1 Edition Cash.
Fuel surcharge waiver is limited and subject to the bank's discretion.
High interest rates of 3.99% per month apply if balances are not paid.
Cons
Key drawbacks and limitations.
A rewards redemption fee of INR 99 per request is applicable.
A foreign currency markup of 3.5% is charged on international transactions.
Cash advance transactions incur a fee of 3% (minimum INR 300).
A processing fee of 1% + taxes is applicable on rental payments.
No fuel surcharge waiver, despite earning rewards on fuel purchases.