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EazyDiner IndusInd Bank Credit Card VS Yes Bank Marquee Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Fees & Charges

Joining Fee
₹2,999 + GST
₹9,999 + GST
Renewal Fee
₹2,999 + GST
₹4,999 + GST
Spend Based Waiver
No spend-based waiver for the annual fee.
Renewal fee waived on spending Rs. 10 Lakh in a year.
Foreign Transaction Fees
3.5%
1% of the transaction amount.
Interest Rate (APR)
3.83% per month (APR: 45.96%)
2.99% per month (35.88% annually).

Rewards & Benefits

Welcome Bonus
2,000 EazyPoints, 12-month EazyDiner Prime membership, and a ₹7,500 Postcard Hotel stay voucher.
Get 40,000 Reward Points & complimentary ETPrime subscription voucher worth ₹3,199.
Rewards Rate
10 RP/₹100 on Hotel, Travel, Shopping, Entertainment; 4 RP/₹100 on others. 3X EazyPoints on EazyDiner App.
Earn 36 Reward Points on ₹200 online spends (4.5%) & 18 Reward Points on ₹200 offline spends (2.25%).
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
Nil
Nil.

Travel & Lifestyle

Domestic Lounge Access
6 complimentary domestic airport lounge visits each quarter for primary/add-on cardholders.
International Lounge Access
Unlimited international lounge access for primary & add-on cardholders, plus 4 guest visits/year.
Travel Benefits
₹7,500 Postcard Hotel stay voucher. EazyPoints redeemable for free luxury hotel stays.
Unlimited international lounge access, 6 domestic lounge visits/quarter, and low 1% foreign currency markup.
Movie Benefits
10 Reward Points per ₹100 on Entertainment spends.
Buy One Get One (BOGO) free on movie ticket bookings, capped at 3 transactions/month (max ₹800/ticket).
Dining Benefits
Complimentary EazyDiner Prime, 25-50% off at 2000+ restaurants, extra 25% off via EazyDiner App.
Enjoy a 15% discount on select restaurants.
Golf Benefits
Waiver of 4 Green Fee rounds & one complimentary golf lesson every calendar month at select courses.
Fuel Surcharge Waiver
1% waiver on ₹500-₹3,000 transactions, capped at ₹250/cycle. GST applicable.
1% on fuel (Rs. 400-Rs. 5,000) with max waiver of ₹1,000 per statement cycle.

Security & Other

Insurance Benefits
'Total Protect' covers fraudulent use up to credit limit for loss/theft/counterfeit fraud.
Credit Shield Cover of Rs. 3 Lakh and 6-month accidental damage insurance for mobile/electronics.
Cash Advance Charges
2.5% of withdrawn amount, minimum ₹300.
2.5% of the transaction amount.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

EazyDiner IndusInd Bank Credit Card

Yes Bank Marquee Credit Card

Who is it for?

Who is it for?

Pros

Key benefits and features.

Significant dining discounts and benefits, including a complimentary EazyDiner Prime membership.

Valuable welcome and renewal benefits, including a Postcard Hotel stay voucher.

Accelerated reward points on key lifestyle categories like travel, shopping, and entertainment.

Comprehensive fraud protection with the 'Total Protect' program.

Complimentary premium alcoholic beverages at select restaurants.

Pros

Key benefits and features.

Unlimited international lounge access and a low 1% foreign currency markup for global travel.

Attractive BOGO movie offers and dining discounts make it appealing for entertainment.

Accelerated reward points on online and offline spends provide significant value back.

Comprehensive insurance benefits including credit shield and purchase protection for devices.

Cons

Key drawbacks and limitations.

The card comes with relatively high joining and annual fees.

Dining discounts are limited to EazyDiner App payments at select restaurants.

No reward points are earned on dining transactions.

The card does not offer any complimentary lounge access or golf benefits.

Reward points earned with this card have an expiry period of one year.

Cons

Key drawbacks and limitations.

High joining fee of Rs. 9,999 + GST, which might be a barrier for some.

Welcome benefits may feel limited compared to the significant initial joining fees.

High minimum income required (₹3 Lakh/month) limits accessibility for many applicants.

Domestic lounge access is conditional on spending, unlike the unlimited international access.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.