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BookMyShow RBL Bank Play Credit Card VS ICICI Bank Platinum Chip Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

BookMyShow RBL Play charges ₹500 + GST for 2 complimentary movie/event tickets a month plus food and beverage discounts via BookMyShow - a card built specifically for entertainment. ICICI Bank Platinum Chip is entirely free with a 15% dining discount via Culinary Treats but no movie-specific benefit. If you regularly book movies or events through BookMyShow, Play's free tickets are worth more than its small fee; if dining is your priority and you'd rather pay nothing, Platinum Chip's free discount covers that instead.

Fees & Charges

Joining Fee₹500 + GST
Joining FeeLifetime Free
Renewal Fee₹500 + GST
Renewal FeeLifetime Free
Spend Based WaiverAnnual fee waived on spending Rs. 1.5 lakhs or more in the previous year.
Spend Based WaiverNot applicable as the card is Lifetime Free.
Foreign Transaction Fees3.5% of the total transaction amount.
Foreign Transaction Fees3.5% on all international transactions.
Interest Rate (APR)3.99% per month.
Interest Rate (APR)3.75% per month (45% per annum) on overdue amounts, ATM withdrawals, and if only the minimum due is paid.

Rewards & Benefits

Welcome BonusA discount of Rs. 500 on all movie, event, streams, or other non-movie ticket bookings via BookMyShow, on making at least one transaction within 30 days.
Welcome Bonus
Rewards RateEarn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on Rs. 5,000 spend.
Rewards RateEarn 2 Reward Points for every ₹100 spent on retail transactions; 1 Reward Point for every ₹100 on utilities and insurance.
Reward TypeOther Benefits
Reward TypeReward Points
Reward Redemption FeeRs. 99 + taxes.
Reward Redemption Fee₹99 + GST per redemption request.

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel Benefits
Travel Benefits
Movie BenefitsGet 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending Rs. 5,000 in a month via BookMyShow.
Movie Benefits
Dining BenefitsGet a discount of Rs. 100 on all food and beverage items on booking movie/event tickets via BookMyShow.
Dining BenefitsUp to 15% discount at over 2500+ restaurants in India through the ICICI Bank Culinary Treats Programme.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 100 per month.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions done at HPCL fuel stations. This waiver applies to fuel transactions worth ₹400 to ₹4,000.

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% of the cash amount, subject to a minimum of Rs. 500.
Cash Advance ChargesHigher of ₹500 or 2.5% of the amount withdrawn.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

BookMyShow RBL Bank Play Credit Card

ICICI Bank Platinum Chip Credit Card

Who is it for?

Who is it for?

Pros

Key benefits and features.

Significant savings on movie and event bookings through BookMyShow platform.

Enjoy two complimentary movie or non-movie tickets every single month.

Affordable annual fee that is easily waived with moderate yearly spending.

Additional discounts on food and beverages when booking entertainment.

Pros

Key benefits and features.

The ICICI Bank Platinum Chip Credit Card is lifetime free with no joining or annual fees.

Earns valuable reward points on everyday retail, utility, and insurance expenditures.

Enjoy significant savings with up to 15% discount on dining via the Culinary Treats Programme.

Benefit from a 1% fuel surcharge waiver at HPCL pumps for transactions between ₹400 and ₹4,000.

Conveniently convert your large purchases into easy and manageable EMI options.

Cons

Key drawbacks and limitations.

High foreign currency markup of 3.5% makes international spends expensive.

Monthly free tickets require a minimum spend of Rs. 5,000, which might be high for some.

This BookMyShow RBL Bank Play Credit Card is an invite-only product.

Rewards redemption fee of Rs. 99 + taxes applies to each redemption.

Cons

Key drawbacks and limitations.

A redemption fee of ₹99 + GST is applicable for each reward point redemption request.

The card levies a relatively high foreign currency markup fee of 3.5% on international transactions.

High interest rates of 3.75% per month apply to overdue amounts and cash advances.

Significant cash advance fees are charged, which can be costly for emergency withdrawals.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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