Bank of Baroda Etihad Guest Credit Card VS Bank of Baroda Etihad Guest Premium Credit Card
Both Bank of Baroda Etihad Guest Credit Card and Bank of Baroda Etihad Guest Premium Credit Card suit travel-focused spenders, but they earn and cost differently. Bank of Baroda Etihad Guest Credit Card costs ₹2,500 + GST and earns 3 Miles/₹100 on Etihad Airways; 1 Mile/₹100 on other spends. Bank of Baroda Etihad Guest Premium Credit Card costs ₹5,000 + GST and earns 6 Miles/₹100 on Etihad Airways; 2 Miles/₹100 on other spends. Bank of Baroda Etihad Guest Credit Card also brings 8 complimentary visits per year, capped at 2 per quarter, while Bank of Baroda Etihad Guest Premium Credit Card counters with 12 complimentary visits per year (max 3 per quarter). Weigh the fee against the reward rate above to see which fits your spending pattern better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Bank of Baroda Etihad Guest Credit Card
Bank of Baroda Etihad Guest Premium Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Low 1% forex markup makes it ideal for international travelers
Multiple bonus mile opportunities on meeting monthly, quarterly, and annual spend thresholds
Complimentary domestic and international lounge access included
Annual fee waiver achievable on spending ₹3,00,000
Complimentary Etihad Guest tier upgrade for frequent flyers
Pros
Key benefits and features.
Zero forex markup makes it ideal for international spending without hidden costs.
Complimentary Etihad Guest Silver Tier provides priority services and extra baggage.
Multi-tiered milestone bonuses offer a clear path to earning significant bonus miles.
Spend-based annual fee waiver of ₹5,000 on crossing ₹5 Lakhs in a year.
Cons
Key drawbacks and limitations.
No reward points or cashback earned on fuel transactions
Miles can only be redeemed on the Etihad platform, limiting flexibility
Joining and annual fees are relatively high at ₹2,500 plus GST
Lounge access is capped per quarter, restricting frequent use
Cons
Key drawbacks and limitations.
Etihad Guest Miles can only be redeemed on the Etihad platform, limiting flexibility.
No reward points or cashback are earned on fuel transactions.
The joining fee of ₹5,000 is non-reversible even if the card is closed early.
Lounge access is capped with quarterly limits on both domestic and international visits.