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Axis Bank Vistara Signature Credit Card VS Club Vistara SBI Card PRIME

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 3 July 2026

Both cards are built around Vistara loyalty, issued by Axis Bank and SBI Card respectively. Axis Bank Vistara Signature charges a ₹3,000 annual fee and includes complimentary Premium Economy tickets plus Club Vistara Silver Membership - a strong mid-tier option for regular Vistara flyers. Club Vistara SBI Card PRIME is SBI's equivalent co-branded offering for the same airline partnership. As with the IndiGo comparison above, the deciding factor for most applicants comes down to which bank relationship you already have, since both cards are optimised for the identical use case - frequent Vistara travel - rather than differing meaningfully in what they reward.

Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Signature Credit Card
Club Vistara SBI Card PRIME
Club Vistara SBI Card PRIME

Fees & Charges

Joining Fee₹3,000 + GST
Joining FeeNot Available
Renewal Fee₹3,000 + GST
Renewal FeeNot Available
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.50% of the transaction value
Foreign Transaction Fees
Interest Rate (APR)3.6% per month (43.2% APR) for retail purchases & cash advances.
Interest Rate (APR)

Rewards & Benefits

Welcome Bonus1 complimentary Premium Economy Class air ticket voucher & Club Vistara Silver Membership on fee payment.
Welcome Bonus
Rewards Rate4 Club Vistara (CV) Points for every ₹200 spent.
Rewards Rate
Reward TypeReward Points
Reward Type
Reward Redemption FeeNil
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access2 complimentary domestic airport lounge accesses per quarter (8 per year) at select airports.
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsComplimentary Club Vistara Silver Membership, offering priority check-in and additional baggage allowance.
Travel Benefits
Movie Benefits
Movie Benefits
Dining Benefits25% discount up to ₹800 on dining bills at partner restaurants with Axis Bank EazyDiner Program, once/month.
Dining Benefits
Golf Benefits3 complimentary rounds of golf per year at premium golf destinations in India.
Golf Benefits
Fuel Surcharge Waiver1% fee on cumulative fuel transactions of ₹50,000 or more in a statement cycle.
Fuel Surcharge Waiver

Security & Other

Insurance BenefitsPurchase Protection Cover up to ₹1 lakh; Loss of Travel Documents/Baggage Cover up to $300 each.
Insurance Benefits
Cash Advance Charges2.5% of the cash amount (Minimum ₹500).
Cash Advance Charges
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank Vistara Signature Credit Card

Club Vistara SBI Card PRIME

Who is it for?

The Axis Bank Vistara Signature Credit Card is a mid-range travel card ideal for frequent domestic flyers loyal to Vistara. It offers significant value through complimentary Premium Economy tickets, Club Vistara Silver Membership, and generous milestone benefits. Cardholders also enjoy domestic lounge access, dining discounts, and golf privileges, making it a comprehensive choice for travel and lifestyle enhancements.

Who is it for?

The Club Vistara SBI Card PRIME is a co-branded travel credit card launched by SBI Card in collaboration with Air Vistara. Positioned for frequent flyers and travel enthusiasts, this card offers a sui…

Pros

Key benefits and features.

Strong travel benefits with complimentary Premium Economy tickets and Club Vistara Silver Membership.

Generous milestone rewards provide up to four additional Premium Economy tickets annually.

Enjoy 8 complimentary domestic airport lounge accesses per year, enhancing travel comfort.

Valuable lifestyle perks include complimentary golf rounds and attractive dining discounts.

The card offers purchase protection and travel insurance, plus no reward redemption fee.

Pros

Key benefits and features.

None

Cons

Key drawbacks and limitations.

Reward earning exclusions apply to common categories like wallet loads, rent, and utility bills.

High transaction fees are levied on fuel, education, utilities, online gaming, rent, and wallet loads.

The foreign currency markup of 3.50% is relatively high for international transactions.

No spend-based waiver for the annual fee, making it a fixed recurring cost.

The card has a high interest rate of 3.6% per month on retail purchases and cash advances.

Cons

Key drawbacks and limitations.

None

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Axis Bank Vistara Signature Credit Card(opens in new tab)Apply for Club Vistara SBI Card PRIME(opens in new tab)