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Axis Bank Vistara Infinite Credit Card VS Axis Bank Vistara Signature Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 3 May 2026
Axis Bank Vistara Infinite Credit Card
Axis Bank Vistara Infinite Credit Card
Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Signature Credit Card

Fees & Charges

Joining Fee₹10,000 + GST
Joining Fee₹3,000 + GST
Renewal Fee₹10,000 + GST
Renewal Fee₹3,000 + GST
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.50% of the transaction value + applicable taxes. DCC Markup 1.5%.
Foreign Transaction Fees3.50% of the transaction value
Interest Rate (APR)3.6% per month (43.2% APR) on retail purchases & cash advances.
Interest Rate (APR)3.6% per month (43.2% APR) for retail purchases & cash advances.

Rewards & Benefits

Welcome Bonus1 Complimentary Business Class ticket voucher on fee payment.
Welcome Bonus1 complimentary Premium Economy Class air ticket voucher & Club Vistara Silver Membership on fee payment.
Rewards RateEarn 6 Club Vistara Points for every ₹200 spent on eligible categories.
Rewards Rate4 Club Vistara (CV) Points for every ₹200 spent.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption Fee
Reward Redemption FeeNil

Travel & Lifestyle

Domestic Lounge Access2 Complimentary domestic lounge access per quarter at select airports within India.
Domestic Lounge Access2 complimentary domestic airport lounge accesses per quarter (8 per year) at select airports.
International Lounge Access
International Lounge Access
Travel BenefitsComplimentary Club Vistara Gold Membership, 24x7 concierge, discounts on Trident properties.
Travel BenefitsComplimentary Club Vistara Silver Membership, offering priority check-in and additional baggage allowance.
Movie Benefits
Movie Benefits
Dining BenefitsUp to 40% discount up to ₹1000 at partner restaurants with EazyDiner, once per month.
Dining Benefits25% discount up to ₹800 on dining bills at partner restaurants with Axis Bank EazyDiner Program, once/month.
Golf Benefits6 complimentary rounds of golf annually at select destinations in India.
Golf Benefits3 complimentary rounds of golf per year at premium golf destinations in India.
Fuel Surcharge WaiverFuel Surcharge Waiver: Applicable for transactions between ₹400 and ₹4,000.
Fuel Surcharge Waiver1% fee on cumulative fuel transactions of ₹50,000 or more in a statement cycle.

Security & Other

Insurance BenefitsPurchase Protection Cover up to ₹1 lakh, Loss of Travel Documents, Delay/Loss of Check-In Baggage.
Insurance BenefitsPurchase Protection Cover up to ₹1 lakh; Loss of Travel Documents/Baggage Cover up to $300 each.
Cash Advance Charges2.5% of the Cash Amount (Min. ₹500).
Cash Advance Charges2.5% of the cash amount (Minimum ₹500).
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank Vistara Infinite Credit Card

Axis Bank Vistara Signature Credit Card

Who is it for?

The Axis Bank Vistara Infinite Credit Card was a premium travel card tailored for frequent domestic flyers, especially those loyal to Air Vistara. It offered significant value through complimentary Business Class tickets on joining and renewal, along with Club Vistara Gold Membership and golf privileges. While ideal for its target audience, this card has been discontinued due to the Air India and Vistara merger, making it unavailable for new applications.

Who is it for?

The Axis Bank Vistara Signature Credit Card is a mid-range travel card ideal for frequent domestic flyers loyal to Vistara. It offers significant value through complimentary Premium Economy tickets, Club Vistara Silver Membership, and generous milestone benefits. Cardholders also enjoy domestic lounge access, dining discounts, and golf privileges, making it a comprehensive choice for travel and lifestyle enhancements.

Pros

Key benefits and features.

Complimentary Business Class ticket voucher as a welcome benefit and on annual renewal.

Opportunity to earn up to 4 additional Business Class tickets through milestone spends.

Complimentary Club Vistara Gold Tier membership with associated benefits.

Enjoy 6 complimentary golf rounds annually at premium golf courses across India.

Benefit from a dedicated 24x7 concierge service for all your travel and lifestyle needs.

Pros

Key benefits and features.

Strong travel benefits with complimentary Premium Economy tickets and Club Vistara Silver Membership.

Generous milestone rewards provide up to four additional Premium Economy tickets annually.

Enjoy 8 complimentary domestic airport lounge accesses per year, enhancing travel comfort.

Valuable lifestyle perks include complimentary golf rounds and attractive dining discounts.

The card offers purchase protection and travel insurance, plus no reward redemption fee.

Cons

Key drawbacks and limitations.

The Axis Bank Vistara Infinite Credit Card has been discontinued since the merger.

No complimentary international airport lounge access is provided with this card.

Limited domestic lounge access, with only 2 complimentary visits per quarter.

High foreign currency markup fee of 3.5% makes international spends costly.

The card carries a high annual fee of ₹10,000 + GST with no waiver option.

Cons

Key drawbacks and limitations.

Reward earning exclusions apply to common categories like wallet loads, rent, and utility bills.

High transaction fees are levied on fuel, education, utilities, online gaming, rent, and wallet loads.

The foreign currency markup of 3.50% is relatively high for international transactions.

No spend-based waiver for the annual fee, making it a fixed recurring cost.

The card has a high interest rate of 3.6% per month on retail purchases and cash advances.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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