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Axis Bank My Zone Easy Credit Card VS BookMyShow RBL Bank Play Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

Axis Bank My Zone Easy Credit Card
Axis Bank My Zone Easy Credit Card
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card

Fees & Charges

Joining Fee
₹500 + GST
₹500 + GST
Renewal Fee
₹500 + GST
₹500 + GST
Spend Based Waiver
Not applicable.
Annual fee waived on spending Rs. 1.5 lakhs or more in the preceding year.
Foreign Transaction Fees
3.5% of the total transaction amount.
A 3.5% markup is applied on all international currency transactions.
Interest Rate (APR)
3.75% per month (55.55% yearly) on outstanding balances. Free credit up to 50 days.
Applicable interest rate of 3.99% per month on outstanding balances.

Rewards & Benefits

Welcome Bonus
Assured approval for the credit card upon application.
Receive Rs. 500 discount on BookMyShow for movie/event tickets after first transaction within 30 days.
Rewards Rate
Earn 4 Edge Reward Points on domestic spends for every Rs. 200 spent.
Earn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) on monthly spends of Rs. 5,000.
Reward Type
Reward Points
Movie Tickets
Reward Redemption Fee
Nil
A charge of ₹99 + taxes applies for redeeming reward points/benefits.

Travel & Lifestyle

Domestic Lounge Access
Not Applicable
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Not Applicable
Not Applicable
Movie Benefits
Get 25% cashback on online and box office movie ticket purchases all week. Capped at Rs. 1,000 annually.
Get 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on spending Rs. 5,000.
Dining Benefits
Minimum of 15% off at partner restaurants in India with Axis Bank Dining Delights.
Enjoy Rs. 100 off on food and beverage items when booking movie/event tickets via BookMyShow.
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% waiver on fuel transactions (Rs. 400-Rs. 4,000), capped at Rs. 400 per cycle.
1% waiver on fuel spends (₹500-₹4,000 per trans.), capped at ₹100 monthly.

Security & Other

Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of withdrawn amount, minimum Rs. 500.
2.5% of the cash amount withdrawn, subject to a minimum charge of ₹500.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank My Zone Easy Credit Card

BookMyShow RBL Bank Play Credit Card

Who is it for?

The Axis Bank My Zone Easy Credit Card is a secured offering against a fixed deposit, designed for individuals to build their credit history with guaranteed approval. It provides substantial benefits like 25% cashback on movie tickets, 15% dining discounts, and a 1% fuel surcharge waiver. This card is an excellent choice for new-to-credit users looking for a secure way to establish a strong financial foundation.

Who is it for?

The BookMyShow RBL Bank Play Credit Card is ideal for movie and event lovers, offering two complimentary movie or non-movie tickets monthly on eligible spends. It provides additional discounts on food and beverages via BookMyShow, a nominal fee waiver on annual spending, and is lifetime free for Super Star members. This card ensures significant savings on entertainment expenses, making it a valuable choice for regular BookMyShow users.

Pros

Key benefits and features.

Guaranteed approval and minimal documentation make it accessible for credit building.

Excellent for new-to-credit users to establish a strong credit score effectively.

Enjoy significant savings with 25% cashback on movies and 15% off on dining.

Benefit from a 1% fuel surcharge waiver and up to 50 days interest-free credit.

Pros

Key benefits and features.

Helps significantly save on entertainment expenses, especially for movies and events.

Offers two complimentary movie or non-movie tickets every month upon reaching spend.

Provides an additional discount of Rs. 100 on food and beverages on BookMyShow.

The nominal annual membership fee can be easily waived with annual spending.

A more affordable option compared to other RBL Bank entertainment credit cards.

Cons

Key drawbacks and limitations.

Requires a fixed deposit of Rs. 20,000 or more with Axis Bank.

Benefits are fewer compared to unsecured credit cards available in the market.

Interest rates are high if balances are not paid in full by the due date.

Rewards points are not earned on fuel or movie offer transactions where cashback is availed.

Cons

Key drawbacks and limitations.

Spending threshold for monthly tickets excludes common categories like fuel and utilities.

Complimentary movie tickets are only valid for one month, requiring quick redemption.

Rewards redemption incurs a separate fee of Rs. 99 plus applicable taxes.

High foreign currency markup of 3.5% makes international spends rather expensive.

Cash advance charges are relatively high at 2.5% of the amount, with a minimum of Rs. 500.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.