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Axis Bank Burgundy Debit Card VS Axis Bank Priority Debit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 28 July 2026
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CheQ AU Credit Card

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Axis Bank Burgundy Debit Card
Axis Bank Burgundy Debit Card
Axis Bank Priority Debit Card
Axis Bank Priority Debit Card

Fees & Charges

Issuance FeeLifetime Free
Issuance FeeLifetime Free
AMC FeeLifetime Free
AMC FeeLifetime Free
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.5% on international cash withdrawals and purchases.
Foreign Transaction Fees3.5% cross-currency markup; 1% + GST DCC markup.
Interest Rate (APR)
Interest Rate (APR)
ATM Withdrawal Charges
ATM Withdrawal Charges₹23 domestic (after free limit), ₹125 international.
Card Replacement FeeNil
Card Replacement Fee₹200 (Mastercard/Visa) or ₹300 (RuPay) for replacement.

Transaction Limits

Daily ATM Withdrawal Limit₹3 lakh
Daily ATM Withdrawal Limit₹1 lakh per day
Daily POS/Online Spend Limit₹8 lakh
Daily POS/Online Spend Limit₹7 lakh per day
Account RequirementRequires Axis Bank Burgundy Savings or Salary Account.
Account RequirementRequires Axis Bank Priority Savings or Salary Account.

Rewards & Benefits

Welcome Bonus
Welcome Bonus1000 Axis Edge Rewards points on card activation within 30 days.
Rewards Rate4 points per ₹200 domestic spends, 6 points per ₹200 international spends.
Rewards Rate2 points per ₹200 domestic spend, 3 points per ₹200 international spend.
Reward TypeReward Points, Instant Discounts
Reward TypeReward Points, Instant Discounts
Reward Redemption Fee
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access3 complimentary visits per quarter + 1 guest visit per quarter at domestic lounges.
Domestic Lounge Access2 complimentary visits per quarter at domestic airports (min. ₹5,000 spend).
International Lounge Access4 complimentary visits per year at international airport lounges.
International Lounge Access2 complimentary visits per year at international airports.
Travel Benefits
Travel BenefitsGlobal transactions, free international ATM withdrawals, easy activation.
Movie Benefits4 complimentary movie tickets per month (BOGO via BookMyShow), capped at ₹500 per ticket.
Movie Benefits25% discount on BookMyShow movie tickets, up to ₹350 per month.
Dining Benefits₹1,000 off and more via Axis Bank Dining Delights Program with EazyDiner.
Dining Benefits₹500 off via Axis Bank Dining Delights Program with Eazy Diner.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver
Fuel Surcharge Waiver

Security & Other

Insurance Benefits₹15L Personal Accident, ₹1Cr Air Accident, ₹50K Purchase Protection, $500 Baggage/Documents.
Insurance BenefitsPersonal accident (₹10L), air accident (₹1Cr), purchase protection (₹50K), baggage loss ($500).
Cash Advance Charges
Cash Advance Charges
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank Burgundy Debit Card

Axis Bank Priority Debit Card

Who is it for?

The Axis Bank Burgundy Debit Card is a premium offering for Burgundy Savings or Salary Account holders, providing exclusive privileges. It features high transaction limits, global free ATM withdrawals, complimentary movie and non-movie tickets, and extensive airport lounge access. With waived issuance and annual fees for eligible accounts, comprehensive insurance, and competitive reward points, it's ideal for high-net-worth individuals seeking lifestyle and travel benefits.

Who is it for?

The Axis Bank Priority Debit Card is tailored for Axis Bank Priority Savings or Salary Account holders, offering a premium banking experience. It provides high transaction limits, complimentary domestic and international lounge access, and comprehensive insurance benefits. Cardholders also enjoy movie and dining discounts, along with Axis Edge Rewards points on spends, making it ideal for affluent customers seeking extensive privileges and global usage.

Pros

Key benefits and features.

Enhanced daily cash withdrawal limit of ₹3 lakh and purchase limit of ₹8 lakh.

Issuance and Annual charges are waived for eligible Burgundy accounts.

Unlimited free ATM withdrawals from any bank's ATMs, in India and abroad.

Generous complimentary movie and non-movie tickets via BookMyShow monthly.

Extensive airport lounge access: domestic (3/quarter + guest) and international (4/year).

Pros

Key benefits and features.

Enjoy high daily transaction limits of ₹1 lakh ATM and ₹7 lakh POS.

Benefit from complimentary domestic and international airport lounge access.

Comprehensive insurance coverage including personal accident and purchase protection.

Nil issuance and annual fees for eligible Axis Bank Priority customers.

Unlimited free ATM withdrawals across all banks, both in India and abroad.

Cons

Key drawbacks and limitations.

An annual fee of ₹1500 plus tax is applicable if Burgundy status is not maintained.

A cross-currency markup of 3.5% applies to international cash withdrawals and purchases.

A Dynamic Currency Conversion (DCC) markup fee of 1% plus GST is applicable.

Domestic lounge access requires a minimum spend of ₹5,000 in the prior three months.

Cons

Key drawbacks and limitations.

Requires holding an Axis Bank Priority Savings or Salary Account.

Annual fee of ₹750 plus tax applies if priority status is not maintained.

High cross-currency markup of 3.5% and 1% + GST DCC markup on international spends.

Lounge access requires a minimum spend of ₹5,000 in the prior quarter.

Reward points are not earned on specific categories like fuel, utilities, and insurance.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Axis Bank Burgundy Debit Card(opens in new tab)Apply for Axis Bank Priority Debit Card(opens in new tab)