AU Corporate Credit Card VS HDFC Bank Titanium Edge Credit Card
Both AU Corporate Credit Card and HDFC Bank Titanium Edge Credit Card suit fuel-focused spenders, but they earn and cost differently. AU Corporate Credit Card is lifetime-free and earns not Applicable. HDFC Bank Titanium Edge Credit Card is lifetime-free and earns 2 Reward Points for every ₹150 spent, with 3 RP on dining spends. AU Corporate Credit Card also brings 8 complimentary domestic lounge accesses per annum (max 2 per calendar quarter) via VISA, while HDFC Bank Titanium Edge Credit Card counters with zero liability protection against lost/stolen cards if reported immediately. If business spending matters more, go with AU Corporate Credit Card; if shopping is the priority, HDFC Bank Titanium Edge Credit Card fits better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
AU Corporate Credit Card
HDFC Bank Titanium Edge Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Integrated web-based tool for easy expense tracking and efficient management.
Zero liability for fraudulent transactions if the card is reported lost or stolen.
Enjoy significant cost savings with zero joining and renewal fees, making it a lifetime-free card.
Access complimentary domestic airport lounges twice every quarter for comfortable travel.
Benefit from comprehensive insurance coverage, including air accident cover up to ₹50 lakhs.
Pros
Key benefits and features.
Zero joining fee and easily waivable renewal fee makes it budget-friendly.
Offers accelerated rewards on dining, making it good for foodies.
Provides a decent 1% fuel surcharge waiver, saving money on fuel expenses.
Comes with EMV chip and zero liability protection for secure transactions.
An interest-free period of up to 50 days helps manage your monthly finances better.
Cons
Key drawbacks and limitations.
The card lacks welcome benefits and any additional rewards programs for users.
A foreign currency markup of 2.99% can increase costs for international business transactions.
High annual interest rate of 41.88% makes carrying balances expensive for businesses.
Cons
Key drawbacks and limitations.
Lack of premium benefits like airport lounge access and comprehensive travel features.
A redemption fee of Rs. 99 applies for most reward point redemptions.
High foreign currency markup of 3.5% makes international spending expensive.
The card offers no specific welcome benefits, which some users might expect.
Reward points are only valid for two years, requiring timely redemption.