AU Bank Purchase Credit Card VS AU Corporate Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
AU Bank Purchase Credit Card
AU Corporate Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Offers a lifetime free structure, eliminating joining and annual fees for corporates.
Provides customisable spend controls, enhancing business expense management efficiency.
Features an extended interest-free credit period of up to 48 days for financial flexibility.
Includes web-based solutions for automated expense reconciliation and monitoring.
Allows restricting card usage at specific merchant categories for better control.
Pros
Key benefits and features.
Integrated web-based tool for easy expense tracking and efficient management.
Zero liability for fraudulent transactions if the card is reported lost or stolen.
Enjoy significant cost savings with zero joining and renewal fees, making it a lifetime-free card.
Access complimentary domestic airport lounges twice every quarter for comfortable travel.
Benefit from comprehensive insurance coverage, including air accident cover up to ₹50 lakhs.
Cons
Key drawbacks and limitations.
Lacks traditional reward points, cashback, or air miles programs for users.
Primarily designed for corporate use, offering limited benefits for individual spending.
Specific details on other charges are not explicitly provided in the markdown.
Does not offer lounge access, golf privileges, or comprehensive insurance benefits.
Cons
Key drawbacks and limitations.
The card lacks welcome benefits and any additional rewards programs for users.
A foreign currency markup of 2.99% can increase costs for international business transactions.
High annual interest rate of 41.88% makes carrying balances expensive for businesses.